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1. Parties: Identification of the lender and borrower with full legal names and details
2. Background: Context of the loan arrangement and security being provided
3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement
4. The Loan: Core loan terms including amount, purpose, and conditions precedent
5. Interest and Fees: Interest rate, calculation method, fees and charges
6. Repayment Terms: Repayment schedule, prepayment provisions, and payment mechanics
7. Security: Description of security provided, creation of security interest, and perfection requirements
8. Representations and Warranties: Statements of fact and assurances from the borrower
9. Borrower Covenants: Positive and negative obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences
11. Enforcement: Lender's rights and remedies upon default, including realization of security
12. General Provisions: Standard provisions including notices, amendments, and governing law
1. Guarantee: Required when there is a guarantor for the loan
2. Insurance: Detailed insurance requirements for secured assets
3. Assignment and Transfer: Include when the loan may be assignable
4. Additional Security Provider Provisions: Required when security provider is different from borrower
5. Tax Provisions: Detailed tax provisions when loan has significant tax implications
6. Foreign Currency Provisions: Required for loans in foreign currency
7. Islamic Finance Provisions: Required if loan needs to be Shariah-compliant
1. Schedule 1 - Loan Details: Specific loan terms including amount, interest rate, and repayment schedule
2. Schedule 2 - Security Details: Detailed description of security assets and perfection requirements
3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement
4. Schedule 4 - Repayment Schedule: Detailed amortization or repayment schedule
5. Schedule 5 - Form of Notices: Standard forms for drawdown, prepayment and other notices
6. Schedule 6 - Security Documents: Forms of security documents such as charges or assignments
7. Appendix A - Property Details: Required if security includes real property
8. Appendix B - Registration Requirements: Checklist of registration requirements under Malaysian law
Business Day
Borrower
Charged Property
Conditions Precedent
Default Interest
Default Rate
Drawdown Date
Drawdown Notice
Enforcement Event
Event of Default
Facility
Finance Documents
Financial Indebtedness
Interest Payment Date
Interest Period
Interest Rate
Legal Process
Lender
Loan
Material Adverse Effect
Outstanding Amount
Payment Date
Potential Event of Default
Principal
Charged Assets
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Security Period
Security Provider
Secured Obligations
Taxes
Term
Transaction Documents
Authorisation
Bank Account
Borrowing
Charge
Costs
Disposal
Encumbrance
Financial Year
Guarantee
Identity Card
Insolvency
Insurance Policy
Legal Requirements
License
Malaysian Ringgit
Maturity Date
Permitted Security Interest
Property
Registration
Secured Party
Stamp Duty
Title Documents
Interest
Repayment
Security Creation
Security Perfection
Conditions Precedent
Representations and Warranties
Positive Covenants
Negative Covenants
Financial Covenants
Events of Default
Enforcement
Assignment
Notices
Confidentiality
Costs and Expenses
Indemnity
Set-off
Insurance
Stamp Duty
Registration
Amendments
Severability
Governing Law
Jurisdiction
Entire Agreement
Further Assurance
Counterparts
Time of Essence
Waiver
Force Majeure
Change of Circumstances
Cross Default
Information Undertakings
Payment Mechanics
Tax Gross Up
Banking and Financial Services
Real Estate
Manufacturing
Construction
Agriculture
Technology
Retail
Healthcare
Education
Transportation and Logistics
Energy and Utilities
Mining and Resources
Hospitality
Professional Services
Legal
Finance
Treasury
Risk Management
Compliance
Corporate Banking
Credit Administration
Documentation
Company Secretarial
Business Development
Corporate Finance
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Banking Officer
Credit Manager
Risk Manager
Compliance Officer
Treasury Manager
Company Secretary
Finance Manager
Commercial Director
Business Development Manager
Loan Officer
Security Trustee
Corporate Banking Manager
Legal Manager
Documentation Specialist
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