The Loan Facilitation Agreement is essential for businesses providing intermediary services in Malaysia's lending market. It is particularly relevant in the context of Malaysia's growing fintech and digital banking sector, where traditional and innovative lending models coexist. The agreement ensures compliance with Malaysian financial regulations, including the Financial Services Act 2013, Moneylenders Act 1951, and relevant data protection laws. It is typically used when establishing relationships between loan facilitators and financial institutions, defining the scope of facilitation services, compliance requirements, operational procedures, and commercial terms. The document addresses crucial aspects such as regulatory compliance, risk management, data protection, and service level requirements, making it suitable for both traditional and digital lending arrangements in the Malaysian market.

1. Parties: Identification of the loan facilitator, lenders, and any other relevant parties to the agreement

2. Background: Context of the agreement, business relationship, and purpose of the loan facilitation services

3. Definitions and Interpretation: Key terms used throughout the agreement and rules of interpretation

4. Scope of Services: Detailed description of loan facilitation services to be provided

5. Appointment and Authority: Terms of appointment of the facilitator and scope of authority

6. Facilitator's Obligations: Core responsibilities and duties of the loan facilitator

7. Lender's Obligations: Responsibilities and commitments of the lenders using the facilitation service

8. Fees and Payment Terms: Fee structure, payment schedule, and related financial terms

9. Compliance Requirements: Regulatory compliance obligations including AML/CTF requirements

10. Representations and Warranties: Standard and specific warranties from all parties

11. Confidentiality: Protection and handling of confidential information

12. Data Protection: Compliance with PDPA and data handling procedures

13. Term and Termination: Duration of agreement and termination provisions

14. Liability and Indemnification: Limitation of liability and indemnification obligations

15. Dispute Resolution: Process for handling disputes between parties

16. General Provisions: Standard boilerplate clauses including notices, assignment, and governing law