Erasure Affidavit Template for United States

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Key Requirements PROMPT example:

Erasure Affidavit

"I need an Erasure Affidavit to remove fraudulent accounts from my credit report that appeared after my wallet was stolen in January 2025, and I have a police report to support this request."

Document background
The Erasure Affidavit serves as a critical tool in the United States for individuals seeking to correct or remove inaccurate, fraudulent, or outdated information from various records. This document type is particularly important in cases of identity theft, credit reporting errors, or when personal information needs to be removed from databases. The affidavit must comply with federal regulations including the Fair Credit Reporting Act (FCRA) and state-specific requirements. It includes detailed information about the requestor, specific items to be erased, and the reason for erasure, all provided under oath. The document requires notarization to ensure its validity and is often accompanied by supporting documentation.
Suggested Sections

1. Declaration Header: Statement indicating this is a sworn affidavit including jurisdiction and date

2. Affiant Information: Personal details of the person making the declaration including full legal name, current address, and contact information

3. Statement of Facts: Detailed description of the information to be erased, reason for erasure, and specific details about the records in question

4. Verification Statement: Sworn statement confirming all information provided is true and correct under penalty of perjury

5. Notarization Block: Space for notary public to authenticate the document with their seal and signature

Optional Sections

1. Supporting Documentation Reference: Section listing and describing any attached evidence or documentation supporting the erasure request

2. Police Report Reference: Section detailing information about related police reports in cases involving identity theft or fraud

3. Prior Communication Reference: Section outlining previous attempts to resolve the issue with relevant parties and dates

Suggested Schedules

1. Schedule A - Supporting Documents: Copies of relevant documentation supporting the erasure request, such as court orders or official correspondence

2. Schedule B - Identity Verification: Copies of government-issued identification documents proving the affiant's identity

3. Schedule C - Communication Records: Copies of previous correspondence, complaints, or communications regarding the matter requiring erasure

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Industries

Fair Credit Reporting Act (FCRA): Federal law that regulates the collection, dissemination, and use of consumer credit information, crucial for erasure requests and credit reporting accuracy

Fair and Accurate Credit Transactions Act (FACTA): Amendment to FCRA that provides consumers with additional rights regarding their credit information and identity theft protection

Fair Debt Collection Practices Act (FDCPA): Federal law governing debt collection practices, relevant when erasure involves debt-related information

State-Specific Credit Reporting Laws: Individual state laws that may provide additional requirements or protections for credit reporting and information erasure

State Affidavit Requirements: Specific state-by-state requirements for the format, content, and execution of affidavits

State Notarization Requirements: State-specific rules regarding notarization of affidavits and other legal documents

Identity Theft and Assumption Deterrence Act: Federal law that makes identity theft a federal crime and provides provisions for victim protection

Identity Theft Enforcement and Restitution Act: Enhances penalties for identity theft and provides additional tools for prosecution and restitution

Privacy Act of 1974: Federal law establishing code of fair information practices governing collection, maintenance, use, and dissemination of personal information

Gramm-Leach-Bliley Act: Federal law requiring financial institutions to explain information-sharing practices and protect sensitive data

IRS Record Keeping Requirements: Federal requirements for maintaining and destroying financial and tax-related records

State Record Retention Requirements: State-specific rules regarding how long certain records must be kept before they can be destroyed or erased

Sworn Statement Requirements: Legal requirements for making statements under oath and penalties for perjury

Court Admissibility Requirements: Rules and standards for ensuring an affidavit will be admissible as evidence in court proceedings

Statute of Limitations Considerations: Time limits within which legal actions must be initiated, affecting the timing and validity of erasure requests

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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