Limitation Act 1980: Primary legislation governing time limits for bringing claims to recover debts. Sets statutory limitation periods within which creditors must take legal action.

Consumer Credit Act 1974: Regulates consumer credit agreements and provides consumer protections in credit transactions. Essential if the debt involves any form of consumer credit.

Consumer Rights Act 2015: Consolidates consumer protection law and provides regulations for unfair terms in consumer contracts. Relevant if one party is acting as a consumer.

Contracts (Rights of Third Parties) Act 1999: Governs how third parties may enforce terms of a contract. Important for debt agreements involving guarantors or assignments.

Insolvency Act 1986: Provides framework for personal and corporate insolvency. Relevant for understanding the implications of bankruptcy on debt repayment agreements.

Financial Services and Markets Act 2000: Regulates financial services industry and provides consumer protection. Particularly relevant if the creditor is a financial institution.

Late Payment of Commercial Debts (Interest) Act 1998: Provides for statutory interest on late payments in commercial transactions between businesses.

County Courts Act 1984: Establishes jurisdiction and procedures for debt enforcement through county courts in England and Wales.

Common Law Contract Principles: Fundamental principles including offer, acceptance, consideration, and intention to create legal relations that form the basis of valid contracts.

Retained EU Law: Relevant European Union laws retained in UK law post-Brexit, particularly affecting contract terms and consumer protection measures.