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1. Parties: Identification of the creditor and debtor, including full legal names, addresses, and registration numbers if applicable
2. Background: Context of the debt, including its origin and current status
3. Definitions: Definitions of key terms used throughout the agreement
4. Acknowledgment of Debt: Clear statement of the total debt amount and debtor's acknowledgment of the obligation
5. Repayment Terms: Detailed payment schedule, including amount, frequency, and method of payments
6. Interest Rate: Specification of applicable interest rates, including whether fixed or variable
7. Payment Method: Specified method(s) of payment and banking details
8. Default Provisions: Consequences of missing payments and definition of what constitutes default
9. Early Repayment: Terms and conditions for early repayment of the debt
10. Representations and Warranties: Basic declarations by both parties regarding their capacity to enter into the agreement
11. Notices: How formal communications between parties should be made
12. Governing Law and Jurisdiction: Confirmation of Dutch law application and jurisdiction for disputes
13. Signature Page: Execution section for all parties
1. Security: Include when the debt is secured by collateral or guarantees
2. Insurance Requirements: Include when specific insurance must be maintained to secure the debt
3. Third-Party Guarantor: Include when a guarantor is involved in securing the debt
4. Debt Restructuring Terms: Include when the agreement is part of a larger debt restructuring
5. Force Majeure: Include when parties want to address circumstances that might affect repayment ability
6. Confidentiality: Include when parties wish to keep the terms of repayment private
7. Tax Provisions: Include when there are specific tax implications that need to be addressed
8. Assignment Rights: Include when either party may need to transfer their rights under the agreement
1. Schedule A - Payment Schedule: Detailed breakdown of payment dates and amounts
2. Schedule B - Interest Calculation Method: Detailed explanation of how interest is calculated and applied
3. Schedule C - Original Debt Documentation: Copies or references to original documents evidencing the debt
4. Schedule D - Security Details: If applicable, detailed description of any security or collateral
5. Appendix 1 - Proof of Debt: Documentation proving the existence and amount of the original debt
6. Appendix 2 - Payment History: Record of any payments already made towards the debt
7. Appendix 3 - Contact Details: Detailed contact information for all relevant parties and representatives
Recitals
Definitions
Interpretation
Debt Acknowledgment
Repayment Terms
Interest
Payment Obligations
Security
Default
Early Repayment
Representations and Warranties
Covenants
Force Majeure
Assignment
Confidentiality
Notices
Amendment
Severability
Entire Agreement
Further Assurance
Costs and Expenses
Third Party Rights
Counterparts
Waiver
Dispute Resolution
Governing Law
Jurisdiction
Electronic Execution
Good Faith
No Set-off
Termination
Indemnification
Compliance with Laws
Time of Essence
Authority
Survival
Financial Services
Banking
Real Estate
Construction
Manufacturing
Retail
Professional Services
Healthcare
Education
Technology
Agriculture
Transportation
Energy
Telecommunications
Legal
Finance
Credit Control
Collections
Treasury
Risk Management
Compliance
Accounts Receivable
Corporate Banking
Business Development
Customer Relations
Operations
Chief Financial Officer
Finance Director
Credit Manager
Collections Manager
Financial Controller
Accounts Receivable Manager
Legal Counsel
Debt Recovery Specialist
Credit Risk Analyst
Treasury Manager
Financial Analyst
Compliance Officer
Business Development Manager
Account Manager
Debt Restructuring Specialist
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