A Car Finance Agreement is essential when providing regulated consumer credit for vehicle purchases in England and Wales. It ensures compliance with the Consumer Credit Act 1974 and FCA requirements while protecting both the finance provider and customer. The agreement covers crucial aspects such as payment terms, interest rates, vehicle details, maintenance obligations, and termination rights. It's particularly important for establishing clear financial obligations and ownership arrangements until the finance is fully repaid.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Details of the finance provider and the customer
2. Background: Context of the agreement and basic transaction details
3. Definitions: Key terms used throughout the agreement
4. Vehicle Details: Specific information about the financed vehicle
5. Financial Terms: Payment amounts, interest rates, and payment schedule
6. Customer Obligations: Customer responsibilities including maintenance and insurance
7. Termination Rights: Circumstances and processes for ending the agreement
8. Default Provisions: Consequences of missing payments or breaching terms
1. Guaranteed Future Value: For PCP agreements only - details of final balloon payment
2. Voluntary Termination: Rights under Section 99 of Consumer Credit Act for regulated consumer agreements
3. Insurance Requirements: Detailed insurance obligations when specific insurance requirements exist
1. Payment Schedule: Detailed breakdown of all payments including dates
2. Vehicle Specification: Detailed description of vehicle including registration and conditions
3. Pre-Contract Information: Standard European Consumer Credit Information (SECCI)
4. Declaration and Signatures: Formal declarations and signature blocks
Relevant legal definitions
Agreement
Annual Percentage Rate (APR)
Asset
Balloon Payment
Business Day
Commencement Date
Conditions Precedent
Credit Limit
Default
Default Interest Rate
Early Termination
Event of Default
Finance Provider
Fixed Interest Rate
Guaranteed Future Value
Guarantor
Insurance Proceeds
Interest Period
Laws
Maintenance
Material Adverse Effect
Optional Final Payment
Outstanding Balance
Payment Date
Payment Schedule
PCP Agreement
Purchase Price
Regulated Agreement
Relevant Documents
Repayment Schedule
Security Interest
Term
Total Amount Payable
Transaction Documents
Vehicle
Vehicle Condition
Vehicle Documents
Vehicle Registration
Voluntary Termination
Annual Percentage Rate (APR)
Asset
Balloon Payment
Business Day
Commencement Date
Conditions Precedent
Credit Limit
Default
Default Interest Rate
Early Termination
Event of Default
Finance Provider
Fixed Interest Rate
Guaranteed Future Value
Guarantor
Insurance Proceeds
Interest Period
Laws
Maintenance
Material Adverse Effect
Optional Final Payment
Outstanding Balance
Payment Date
Payment Schedule
PCP Agreement
Purchase Price
Regulated Agreement
Relevant Documents
Repayment Schedule
Security Interest
Term
Total Amount Payable
Transaction Documents
Vehicle
Vehicle Condition
Vehicle Documents
Vehicle Registration
Voluntary Termination
Clauses
Interpretation
Grant of Finance
Payment Terms
Interest
Security
Representations and Warranties
Customer Obligations
Vehicle Maintenance
Insurance
Default
Termination
Voluntary Termination
Early Settlement
Assignment and Transfer
Notices
Data Protection
Entire Agreement
Amendments
Severability
Force Majeure
Governing Law
Jurisdiction
Vehicle Collection
Vehicle Return
End of Agreement Options
Excess Mileage
Vehicle Condition Standards
Indemnification
Financial Statements
Credit Checks
Fees and Charges
Cooling-Off Period
Complaints Handling
Set-Off Rights
Further Assurance
Grant of Finance
Payment Terms
Interest
Security
Representations and Warranties
Customer Obligations
Vehicle Maintenance
Insurance
Default
Termination
Voluntary Termination
Early Settlement
Assignment and Transfer
Notices
Data Protection
Entire Agreement
Amendments
Severability
Force Majeure
Governing Law
Jurisdiction
Vehicle Collection
Vehicle Return
End of Agreement Options
Excess Mileage
Vehicle Condition Standards
Indemnification
Financial Statements
Credit Checks
Fees and Charges
Cooling-Off Period
Complaints Handling
Set-Off Rights
Further Assurance
Relevant Industries
Relevant Teams
Relevant Roles
Find the exact document you need
Interest Loan Agreement
A legal agreement under English and Welsh law establishing terms for a loan without interest charges.
Download
Vehicle Payment Plan Agreement
An England & Wales agreement outlining vehicle purchase payment terms under the Consumer Credit Act 1974.
Download
Simple Unsecured Loan Agreement
An England & Wales agreement for unsecured personal or business loans, detailing terms and borrower-lender obligations.
Download
Simple Equipment Lease
An England & Wales contract outlining terms for straightforward equipment rental and associated responsibilities.
Download
Simple Contract For A Loan
An England & Wales loan agreement outlining terms for private or small business lending without complex security.
Download
Short Term Loan Agreement
An England & Wales agreement outlining terms for short-term financing under 12 months, ensuring compliance and security.
Download
Simple Owner Finance Contract
An England & Wales contract offering alternative property financing, detailing loan terms, interest, and legal compliance.
Download
Separation Financial Agreement
An England & Wales legal document formalizing financial arrangements for separating couples, covering assets and maintenance.
Download
Seller Financing Real Estate Contract
An England & Wales contract facilitating property sale and financing when traditional mortgages are unsuitable.
Download
Seller Financing Car Contract
An England & Wales contract outlining seller-financed vehicle sale terms and compliance with financial regulations.
Download
Real Estate Loan Agreement
An England & Wales legal document outlining terms for property-secured lending transactions.
Download
Promissory Loan Agreement
An England & Wales legal document outlining loan terms, repayment, and protections for lenders and borrowers.
Download
Project Finance Contract
An England & Wales contract structuring complex project financing with detailed risk and security provisions.
Download
Personal Car Loan Agreement
An England & Wales legal document outlining vehicle finance terms between a borrower and lender.
Download
Personal Auto Loan Agreement
An England & Wales contract detailing vehicle financing terms and borrower obligations for regulated lender transactions.
Download
Owner Finance Agreement
An England & Wales legal document outlining seller-financed property sale terms and obligations.
Download
Master Loan Agreement
An England & Wales legal framework for standardized lending relationships, governing multiple loan transactions.
Download
Loan Payback Agreement
An England & Wales agreement detailing terms for loan repayment, including schedules and default consequences.
Download
Loan Agreement Between Spouses
An England & Wales legal document establishing a loan agreement between spouses with terms for repayment and interest.
Download
Installment Loan Agreement
An England & Wales agreement detailing structured loan repayment terms under financial regulations.
Download
Financing Contract Agreement
A legal document outlining terms and conditions for providing financial support between parties.
Download
Financial Agreement Between Two Parties
An England & Wales legal document authorizing another party to collect specified items on behalf of the recipient.
Download
Financed Sales Contract
An England & Wales legal document authorizing internet service disconnection, ensuring compliance with relevant regulations.
Download
Formal Loan Agreement
An England & Wales legal document authorizing another's use of a credit card under specified conditions.
Download
Equity Funding Agreement
An England & Wales legal document authorizing contractors for specific tasks, detailing scope, duration, and conditions.
Download
Equipment Lease Purchase Option
An England & Wales legal document authorizing a third party to collect payment on behalf of the original payee.
Download
Contract For Personal Loan
An England & Wales legal document authorizing third-party collection of items on behalf of another party.
Download
Contract For Car Payments
An England & Wales legal document authorizing a representative to collect funds on behalf of another party.
Download
Car Loan Agreement Between Individuals
An England & Wales legal document delegating company clearance authority for operational or administrative purposes.
Download
Car Loan Agreement Between Family
An England & Wales legal document delegating authority to a Civil Registrar for registration-related actions.
Download
Business To Business Loan Agreement
An England & Wales legal document authorizing cheque collection on behalf of the original payee.
Download
Business Loan Term Sheet
An England & Wales legal document authorizing a representative to encash a check on behalf of the recipient.
Download
Business Loan Contract
An England & Wales legal document authorizing an individual's formal name change for official record updates.
Download
Bridge Facility Agreement
An England & Wales legal document authorizing the release of employment details for specific verification purposes.
Download
Auto Finance Agreement
An England & Wales legal document authorizing financial transactions under specified conditions and limits.
Download
Loan Agreement Secured By Property
An English law agreement establishing terms for a property-secured loan, including security rights and repayment obligations.
Download
Private Party Auto Loan Contract
A contract under English and Welsh law governing private party vehicle loans between individuals.
Download
Revolving Line Of Credit Loan Agreement
An English law agreement establishing a revolving credit facility with flexible draw-down and repayment terms.
Download
Owner Financing Business Contract
A legal agreement under English and Welsh law where a business seller provides direct financing to the buyer, including terms of sale and payment arrangements.
Download
Installment Loan Agreement Promissory Note
A legally binding document under English and Welsh law that combines a loan agreement and promissory note, establishing terms for installment-based loan repayment.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)