Car Finance Agreement Template for Canada

1. Trade-in Details: Include when there is a trade-in vehicle as part of the transaction

2. Guarantor Provisions: Include when there is a guarantor for the loan

3. Extended Warranty: Include when an extended warranty is being financed as part of the agreement

4. Pre-authorized Payment Plan: Include when automatic payments are being set up

5. Early Payment Provisions: Include when special terms for early payment or loan termination are offered

6. Additional Products Financed: Include when additional products (gap insurance, rust protection, etc.) are being financed

7. Assignment: Include when the lender wishes to reserve the right to assign the contract to another financial institution

1. Schedule A - Payment Schedule: Detailed amortization schedule showing all payments, interest, and principal

2. Schedule B - Vehicle Condition Report: Detailed description of vehicle condition at time of agreement

3. Schedule C - Insurance Requirements: Specific insurance requirements and minimum coverage details

4. Schedule D - Cost of Borrowing Disclosure: Detailed breakdown of all borrowing costs as required by Canadian regulations

5. Appendix 1 - Vehicle Registration Documents: Copies of vehicle registration and transfer documents

6. Appendix 2 - Trade-in Documentation: Documentation relating to any trade-in vehicle (if applicable)