1. Guarantor Provisions: Required when there is a guarantor for the finance agreement

2. Special Payment Arrangements: Used when non-standard payment terms are agreed

3. Balloon Payment: Included when the finance structure includes a final balloon payment

4. Trade-In Details: Required when there is a trade-in vehicle involved in the transaction

5. Additional Security: Used when additional security beyond the vehicle is required

6. Direct Debit Authority: Included when automatic payments are being set up

7. Additional Services: Required when maintenance, warranty, or other services are included in the finance package

1. Schedule 1 - Vehicle Details: Comprehensive technical specifications and condition report of the vehicle

2. Schedule 2 - Payment Schedule: Detailed breakdown of all payments including dates, amounts, and allocation between principal and interest

3. Schedule 3 - Insurance Requirements: Detailed insurance specifications and minimum coverage requirements

4. Schedule 4 - Fees and Charges: Complete list of all applicable fees and charges including early termination fees

5. Schedule 5 - Guarantee Form: Standard form of guarantee when applicable

6. Appendix A - Direct Debit Authorization Form: Standard form for setting up automatic payments

7. Appendix B - Vehicle Inspection Report: Initial condition report and photographs of the vehicle

8. Appendix C - Personal Information Collection Statement: Privacy notice compliant with Hong Kong's Personal Data (Privacy) Ordinance