1. Balloon Payment: Terms for final balloon payment, if applicable to the financing structure

2. Additional Services: Terms for any additional services such as maintenance packages or extended warranties

3. Guarantor Provisions: Terms applicable when a guarantor is required for the finance

4. Early Settlement: Detailed terms for early repayment options and calculations

5. Vehicle Return Conditions: Specific conditions for vehicle return in lease-based financing

6. Cross-Default: Provisions linking this agreement to other financial agreements with the same lender

7. Electronic Communications: Terms for electronic notices and communications if agreed by parties

1. Schedule 1 - Vehicle Specification: Detailed technical specifications and condition report of the vehicle

2. Schedule 2 - Payment Schedule: Detailed breakdown of all payments including dates and amounts

3. Schedule 3 - Insurance Requirements: Specific insurance requirements and minimum coverage details

4. Schedule 4 - Vehicle Maintenance Requirements: Detailed maintenance schedule and requirements

5. Schedule 5 - Delivery Receipt: Acknowledgment of vehicle delivery and condition at handover

6. Schedule 6 - Personal/Corporate Information: Detailed information about the customer and any guarantors

7. Appendix A - Key Facts Document: Summary of key financial information as required by Nigerian regulations