Fair Housing Act: Federal law that prohibits discrimination in real estate transactions based on race, color, national origin, religion, sex, familial status, or disability
Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and protecting consumers in credit transactions, particularly relevant if financing terms are being modified
Real Estate Settlement Procedures Act (RESPA): Federal law requiring disclosure of real estate settlement costs and prohibiting kickbacks and referral fees in real estate transactions
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land
State Real Estate Laws: Specific state-level regulations governing real estate transactions, varying by jurisdiction
State Contract Laws: State-specific laws governing the formation, modification, and enforcement of contracts
State Disclosure Requirements: State-mandated disclosures about property condition, hazards, and other material facts
State Recording Requirements: State-specific rules for recording and registering real estate documents and transfers
State Transfer Tax Laws: State-specific requirements for taxes on real estate transfers and transactions
Statute of Frauds: Legal principle requiring real estate contracts and modifications to be in writing to be enforceable
Local Zoning Laws: Municipal and county regulations governing property use, development, and restrictions
Property-Specific Restrictions: Rules and limitations specific to the property, including HOA regulations, deed restrictions, and covenants
