A Character Reference Letter For Bank is a crucial document in the Australian banking system, serving as a trust-building instrument between financial institutions and their potential or existing clients. This document is typically requested when individuals or businesses seek significant banking services such as loans, mortgages, or business accounts. The letter should be written by someone who has known the subject in a professional or personal capacity for a considerable period and can credibly attest to their character. The content must align with Australian banking regulations and privacy laws, providing specific examples of the subject's reliability, financial responsibility, and general character traits relevant to banking relationships. These letters are particularly important in situations where additional character verification is required to support banking applications or services.

1. Letterhead/Contact Information: Referee's full name, professional title, business name (if applicable), address, and contact details

2. Date: Current date of writing the reference letter

3. Bank Details: Name and address of the bank and specific department/officer if known

4. Salutation: Formal greeting to the bank representative

5. Opening Statement: Purpose of the letter and identification of the person being referred

6. Relationship Context: Nature and duration of relationship between referee and the subject

7. Character Assessment: Specific examples and observations of the subject's character, reliability, and financial responsibility

8. Closing Statement: Summary and willingness to be contacted for further information

9. Signature Block: Referee's signature, printed name, and professional title/credentials