Tripartite Agreement Bank Loan for United Arab Emirates

Tripartite Agreement Bank Loan Template for United Arab Emirates

A comprehensive legal agreement governed by UAE law that establishes a three-way relationship between a lending bank, a borrower, and a third party acting as guarantor or security provider. The agreement details the terms and conditions of the loan facility, including the loan amount, interest rates, repayment terms, and security arrangements, while ensuring compliance with UAE banking regulations and commercial laws. It incorporates specific provisions for security enforcement, guarantees, and default remedies, all structured within the framework of UAE civil and commercial codes.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get template free
Upload to review

Your data doesn't train Genie's AI

You keep IP ownership of your docs

4.6 / 5
4.6 / 5
4.8 / 5

What is a Tripartite Agreement Bank Loan?

The Tripartite Agreement Bank Loan is a specialized financial instrument used in the United Arab Emirates when a loan facility requires the involvement of three distinct parties - typically a bank as lender, a primary borrower, and a third party providing additional security or guarantees. This document is commonly utilized in scenarios involving substantial corporate financing, real estate development, or large-scale commercial projects where additional security beyond the borrower's assets is required. The agreement must comply with UAE Federal Law No. 14 of 2018 (Central Bank Law), UAE Federal Law No. 5 of 1985 (Civil Code), and other relevant banking regulations. It includes comprehensive details about loan terms, security arrangements, rights and obligations of all parties, enforcement mechanisms, and default remedies, while ensuring alignment with local Sharia principles where applicable.

What sections should be included in a Tripartite Agreement Bank Loan?

1. Parties: Identifies and defines the three parties to the agreement - typically the Bank, Borrower, and Third Party (Guarantor/Security Provider)

2. Background: Sets out the context of the agreement, including the purpose of the loan and the role of each party

3. Definitions and Interpretation: Defines key terms used throughout the agreement and establishes interpretation rules

4. Facility Terms: Details of the loan facility including amount, purpose, currency, and drawdown conditions

5. Interest and Fees: Specifies interest rates, calculation methods, fees, and charges in compliance with UAE banking regulations

6. Repayment Terms: Details of repayment schedule, prepayment provisions, and payment mechanics

7. Security Arrangements: Describes the security structure and third party's obligations as security provider

8. Representations and Warranties: Statements of fact and assurances from each party

9. Covenants: Positive and negative obligations of the parties during the loan term

10. Events of Default: Circumstances constituting default and consequences thereof

11. General Provisions: Standard clauses including notices, amendments, assignments, governing law

What sections are optional to include in a Tripartite Agreement Bank Loan?

1. Islamic Finance Provisions: Required if the loan needs to be Sharia-compliant

2. Property Security Provisions: Required if real estate is provided as security

3. Corporate Guarantee Provisions: Required if the third party is providing a corporate guarantee

4. Personal Guarantee Provisions: Required if the third party is providing a personal guarantee

5. Insurance Requirements: Required if specific insurance coverage is mandatory

6. Project Finance Provisions: Required if the loan is for a specific project with milestone-based drawdowns

7. Currency Exchange Provisions: Required if the loan involves multiple currencies

8. Syndication Provisions: Required if the loan may be syndicated to other banks

What schedules should be included in a Tripartite Agreement Bank Loan?

1. Schedule 1 - Facility Details: Detailed breakdown of the facility amounts, interest rates, and fees

2. Schedule 2 - Conditions Precedent: List of documents and conditions required before drawdown

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if term loan

4. Schedule 4 - Security Documents: List and copies of all security documents

5. Schedule 5 - Form of Drawdown Notice: Template for requesting loan disbursements

6. Schedule 6 - Form of Compliance Certificate: Template for periodic compliance reporting

7. Appendix A - Corporate Authorizations: Copies of relevant corporate approvals and authorizations

8. Appendix B - Security Perfection Requirements: List of actions required to perfect security interests under UAE law

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents

Publisher

Genie AI

Document Type

Loan Agreement

Sector

Banking

Cost

Free to use

Find the exact document you need

Salary Loan Agreement

UAE-governed agreement establishing terms for a salary-backed personal loan between a financial institution and employed individual, including salary assignment provisions.

Download

Project Finance Loan Agreement

A UAE-law governed template for project finance loans, integrating conventional and Islamic finance principles for large-scale projects.

Download

OverAgreement

UAE-governed agreement establishing terms for bank overdraft facilities, including limits, rates, and security arrangements under UAE banking regulations.

Download

Non Recourse Loan Agreement

UAE-law non-recourse loan template for secured financing, limiting lender's recourse to designated collateral assets.

Download

Mezzanine Loan Agreement

A UAE-law mezzanine loan template addressing Sharia compliance, regulatory requirements, and security interests for financing arrangements.

Download

Loan Participation Agreement

A UAE banking document template for structuring loan participation agreements, compliant with local laws and international standards.

Download

Loan Note Register

UAE-compliant template for maintaining a structured register of loan notes, ensuring proper documentation and regulatory compliance under UAE federal laws.

Download

Loan Facility Agreement

A UAE legal document template for establishing credit facilities, incorporating conventional and Islamic financing options.

Download

Loan Consent Form

A UAE-compliant document capturing formal consent and acknowledgment from parties involved in a lending transaction, adhering to UAE Federal Laws and Banking regulations.

Download

Litigation Financing Agreement

UAE law-governed agreement establishing terms for third-party funding of litigation, including funding commitments, success fees, and control mechanisms.

Download

Inter Corporate Loan Agreement

UAE-governed agreement establishing terms for corporate-to-corporate lending, including loan facility, security, and enforcement provisions under UAE law.

Download

House Loan Contract

UAE-governed agreement between a financial institution and borrower for property financing, detailing loan terms and mortgage security arrangements.

Download

Hand Loan Agreement

A UAE-compliant agreement documenting a personal loan between parties, outlining loan terms and repayment conditions in accordance with UAE Civil Code and Sharia principles.

Download

Flexi Finance Loan Agreement

UAE-governed flexible loan facility agreement allowing variable drawdowns subject to a maximum limit, compliant with UAE banking and finance laws.

Download

Facility Letter Mortgage

A UAE-compliant document combining a credit facility offer with mortgage security arrangements, outlining financing terms and property security details under UAE Federal and Emirates laws.

Download

Employee Forgivable Loan Agreement

A UAE legal document offering forgivable loans to employees, ensuring retention through compliance with local labor laws and Sharia principles.

Download

Employee Equipment Loan Agreement

A UAE legal document outlining terms for employee equipment loans, ensuring compliance with labor and property laws.

Download

Employee Cash Advance Agreement

A UAE legal document outlining salary advance terms, ensuring compliance with labor laws and protecting employer-employee interests.

Download

Domestic Helper Loan Agreement

A UAE legal document outlining loan terms for domestic helpers, ensuring compliance with employment and financial regulations.

Download

Device Loan Agreement

A UAE legal document for loaning electronic devices, detailing usage, maintenance, and return conditions.

Download

Debt To Equity Conversion Agreement

A UAE legal document for converting company debt into equity, ensuring compliance with local laws and regulations.

Download

Credit Terms Agreement

UAE-compliant credit terms agreement template establishing terms and conditions for credit facilities between financial institutions and borrowers.

Download

Borrowing Form

A UAE legal template for documenting lending arrangements, accommodating both conventional and Islamic financing principles.

Download

Assignment Of Loan Agreement

A UAE law-governed agreement transferring rights and obligations under an existing loan from one lender to another, compliant with UAE Civil Code and banking regulations.

Download

Assignment Of Debt Agreement

A UAE legal document for transferring creditor rights, ensuring compliance with civil and Sharia law principles.

Download

Agreement Between Two Persons For Money

UAE-governed agreement formalizing monetary arrangements between two individuals, compliant with UAE Civil Code and Sharia principles.

Download

Title Loan Agreement

A UAE legal document for vehicle-secured loans, ensuring compliance with local laws and Sharia principles.

Download

Money Lending Form

UAE-compliant lending agreement template suitable for both conventional and Islamic financing arrangements, incorporating local regulatory requirements and banking practices.

Download

Subordinated Loan Agreement

UAE law-governed template for subordinated loan arrangements, establishing terms and conditions for subordinated debt financing in compliance with UAE regulations.

Download

Forgivable Loan Agreement

A UAE legal template for forgivable loans, detailing terms, forgiveness conditions, and compliance with local laws.

Download

Loan Agreement With Guarantor

A UAE legal template for secured loans with guarantor, ensuring compliance with local lending and guarantee laws.

Download

Payday Loan Contract

A UAE-law governed payday loan contract template for short-term loans, incorporating regulatory and consumer protection provisions.

Download

Simple Loan Application Form

A UAE banking sector template for standardized loan applications, integrating conventional and Islamic financing options.

Download

Loan Guarantor Agreement

A UAE legal document for third-party loan guarantee, ensuring compliance with local banking and Sharia regulations.

Download

Employee Laptop Agreement

UAE-governed agreement establishing terms for company laptop provision to employees, including usage policies and security requirements.

Download

Debt Purchase Agreement

A UAE legal template for debt purchase agreements, ensuring compliance with federal laws and Islamic finance principles.

Download

Personal Loan Receipt

A UAE banking document detailing personal loan terms, ensuring compliance with local regulations and consumer protection laws.

Download

Simple Convertible Loan Agreement

UAE law-governed convertible loan agreement template for company financing with loan-to-equity conversion options.

Download

Work Loan Agreement

A UAE-governed agreement establishing terms for an employer-provided loan to an employee, including repayment terms and obligations under UAE Federal Laws.

Download

Board Resolution To Borrow

A UAE legal document authorizing corporate borrowing, detailing board approval, loan terms, and designated signatories.

Download
See more related templates

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it

2 Docs LeftAccess Now