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1. Parties: Identification of the lender and borrower companies, including registration details and addresses
2. Background: Context of the loan arrangement and relationship between the parties
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount and intended use of funds
5. Interest Rate: Details of interest rate, calculation method, and payment frequency
6. Drawdown: Conditions and procedure for disbursement of the loan
7. Repayment Terms: Schedule and method of repayment, including prepayment provisions
8. Representations and Warranties: Standard corporate representations and specific financial warranties
9. Covenants: Financial and non-financial obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences
11. Taxes: Treatment of taxes, including withholding tax provisions
12. Notices: Communication procedures between parties
13. Governing Law and Jurisdiction: Specification of UAE law and jurisdiction
14. Execution: Signature blocks and execution requirements
1. Security: Details of any collateral or guarantees - include if loan is secured
2. Shariah Compliance: Additional provisions for Islamic finance compliance - include if parties require Shariah-compliant structure
3. Transfer Pricing Compliance: Specific provisions ensuring compliance with transfer pricing regulations - include for cross-border group lending
4. Economic Substance: Provisions demonstrating compliance with UAE economic substance requirements - include for relevant activities
5. Currency Conversion: Terms for handling multiple currencies - include if loan is not in UAE Dirhams
6. Subordination: Terms relating to priority of debt - include if there are multiple group creditors
7. Group Company Guarantees: Additional guarantees from other group companies - include if parent/sister company guarantees are required
1. Repayment Schedule: Detailed schedule of repayment dates and amounts
2. Drawdown Notice: Form of notice for requesting loan disbursement
3. Interest Calculation Examples: Examples showing interest calculation methodology
4. Corporate Authorizations: Copies of relevant board resolutions and powers of attorney
5. Group Structure Chart: Diagram showing relationship between parties within group
6. Transfer Pricing Documentation: Documentation supporting arm's length nature of loan terms
7. Security Documents: Forms of any security documents (if applicable)
Agreement
Authorized Representative
Available Facility
Board Resolution
Borrower
Business Day
Commitment
Default Interest Rate
Drawdown Date
Drawdown Notice
Event of Default
Facility
Final Repayment Date
Financial Indebtedness
Financial Year
Governing Law
Group Company
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Material Adverse Effect
Original Financial Statements
Parent Company
Parties
Prepayment Amount
Principal Amount
Repayment Date
Repayment Schedule
Security
Subsidiary
Tax
Transfer Pricing Requirements
UAE
UAE Dirham
Working Day
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Representations and Warranties
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Acceleration
Security
Set-off
Payment Mechanics
Transfer Pricing
Economic Substance
Tax Gross-up
Costs and Expenses
Indemnities
Notices
Amendments and Waivers
Assignment and Transfer
Confidentiality
Severability
Counterparts
Governing Law
Dispute Resolution
Financial Services
Banking
Real Estate
Manufacturing
Trading
Technology
Retail
Construction
Healthcare
Energy
Telecommunications
Hospitality
Transportation
Professional Services
Industrial
Legal
Finance
Treasury
Tax
Compliance
Corporate Governance
Risk Management
Corporate Finance
Accounting
Internal Audit
Company Secretarial
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Company Secretary
Financial Controller
Tax Manager
Compliance Officer
Group Finance Manager
Corporate Finance Manager
Board Director
Managing Director
Chief Executive Officer
Risk Manager
Account Manager
Transfer Pricing Specialist
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