The Equine Loan Agreement is essential for situations where a horse owner wishes to temporarily transfer possession of their horse to another party in the UAE while retaining ownership. This arrangement is common in various scenarios, including training purposes, breeding programs, or educational facilities. The agreement must comply with UAE Federal Law No. 16 of 2007 concerning Animal Welfare and related regulations. It covers crucial aspects such as daily care requirements, cost allocation, insurance obligations, and liability provisions. The document is particularly important in the UAE's growing equestrian sector, where valuable horses are often loaned for specific purposes while ensuring proper care and legal protection for all parties involved.

1. Parties: Identification of the Owner (Lender) and Borrower, including full legal names, addresses, and contact details

2. Background: Context of the loan arrangement and brief description of the purpose

3. Definitions: Definitions of key terms used throughout the agreement

4. Horse Details: Detailed description of the horse including name, breed, age, color, markings, microchip number, and registration details

5. Term of Loan: Duration of the loan period, including start and end dates, and any provisions for extension

6. Possession and Location: Details of where the horse will be kept and conditions for moving the horse

7. Care and Maintenance: Requirements for daily care, feeding, exercise, and maintenance of the horse

8. Veterinary Care: Provisions for routine and emergency veterinary care, including responsibility for costs

9. Insurance Requirements: Mandatory insurance coverage requirements and responsibility for premiums

10. Costs and Expenses: Allocation of regular and extraordinary costs related to the horse's care

11. Borrower's Obligations: Specific responsibilities and duties of the borrower during the loan period

12. Owner's Rights: Reserved rights of the owner, including inspection rights

13. Risk and Liability: Allocation of risk and liability between parties

14. Termination: Circumstances under which the agreement can be terminated and the process

15. Return of Horse: Conditions and process for returning the horse at the end of the loan period

16. Governing Law: Specification of UAE law as governing law and jurisdiction