The Cash Management Agreement is a fundamental document used to establish and regulate the provision of cash management services between banks and corporate clients in the UAE. It is essential for businesses requiring sophisticated banking solutions for managing their daily financial operations, including payments, collections, account management, and reporting. The agreement must comply with UAE Federal Law No. 14 of 2018 (Central Bank Law) and related banking regulations, while addressing modern banking requirements such as electronic banking services and cyber security. This document is particularly important for organizations with complex treasury operations, multiple accounts, or group structures requiring centralized cash management solutions. It typically includes detailed operational procedures, security protocols, and service level commitments, while ensuring compliance with UAE's anti-money laundering regulations and data protection requirements.

1. Parties: Identification of the bank and the client, including their full legal names, addresses, and registration details

2. Background: Context of the agreement, including the bank's authority to provide cash management services and the client's desire to obtain such services

3. Definitions: Comprehensive definitions of terms used throughout the agreement, including banking, technical, and legal terminology

4. Scope of Services: Detailed description of cash management services to be provided, including account management, payments, collections, and reporting

5. Bank's Rights and Obligations: The bank's responsibilities, service commitments, and rights in providing the services

6. Client's Rights and Obligations: The client's responsibilities, including providing accurate information, maintaining minimum balances, and ensuring authorized access

7. Security and Access: Security procedures, authentication methods, and access controls for cash management services

8. Fees and Charges: Detailed fee structure, payment terms, and mechanism for fee changes

9. Instructions and Communications: Procedures for giving instructions, formats, cut-off times, and communication channels

10. Representations and Warranties: Standard representations and warranties from both parties

11. Liability and Indemnity: Allocation of risks, limitation of liability, and indemnification provisions

12. Confidentiality: Obligations regarding confidential information and data protection

13. Term and Termination: Duration of agreement, renewal terms, and termination provisions

14. Governing Law and Jurisdiction: UAE law as governing law and jurisdiction for disputes

15. General Provisions: Standard boilerplate clauses including force majeure, severability, and entire agreement