The Cash Management Agreement is a fundamental document used to establish and govern the relationship between a bank and its corporate clients for cash management services in Switzerland. This agreement is essential for businesses requiring comprehensive cash management solutions, including account services, payment processing, liquidity management, and electronic banking facilities. The document is structured to comply with Swiss banking regulations, including the Federal Banking Act, Anti-Money Laundering Act, and FINMA requirements. It's particularly relevant for multinational corporations, Swiss-based companies, and organizations requiring sophisticated treasury operations. The agreement typically includes detailed service specifications, security procedures, fee structures, and operational protocols, making it a crucial document for treasury operations and financial control.

1. Parties: Identification of the contracting parties - typically the bank and the client company

2. Background: Context of the agreement and brief description of the cash management services to be provided

3. Definitions: Definitions of key terms used throughout the agreement

4. Scope of Services: Detailed description of the cash management services to be provided by the bank

5. Account Operation: Rules and procedures for operating the accounts, including authorizations and instructions

6. Security and Access: Security procedures, authentication methods, and access rights to banking systems

7. Fees and Charges: Fee structure, payment terms, and charging mechanisms

8. Instructions and Communications: Methods of giving instructions and communications between parties

9. Representations and Warranties: Standard representations and warranties from both parties

10. Obligations of the Parties: Key obligations of both the bank and the client

11. Regulatory Compliance: Compliance with relevant banking, AML, and other regulatory requirements

12. Confidentiality: Protection and handling of confidential information

13. Liability and Indemnification: Allocation of risks, limitation of liability, and indemnification provisions

14. Force Majeure: Provisions for handling events beyond parties' reasonable control

15. Term and Termination: Duration of agreement and termination provisions

16. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction for disputes

17. General Provisions: Standard boilerplate clauses including notices, amendments, and assignment