The Bank Gift Letter is a crucial document in UAE banking practice, used when one party wishes to formally gift money or assets to another through banking channels. This document is particularly important in the UAE context where gift-giving (Hiba) is governed by both civil law and Sharia principles. The Bank Gift Letter serves multiple purposes: it provides clear documentation of the gift's voluntary nature, helps banks comply with anti-money laundering regulations, and creates a clear audit trail for regulatory purposes. The document becomes especially important for substantial gifts, intergenerational wealth transfers, or gifts between non-family members. Banks in the UAE typically require this letter to process significant gift transfers, and depending on the amount, may require additional documentation or notarization.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Letter Header: Bank name, branch details, date, and reference number
2. Donor Information: Full legal name, Emirates ID/passport number, and contact details of the person giving the gift
3. Recipient Information: Full legal name, Emirates ID/passport number, and contact details of the person receiving the gift
4. Gift Details: Specific amount being gifted, currency, and account details for the transfer
5. Declaration of Voluntary Gift: Clear statement that this is a voluntary gift with no expectation of repayment
6. Source of Funds: Declaration of the legitimate source of the gifted funds
7. Relationship Statement: Statement describing the relationship between donor and recipient
8. Signature Block: Space for donor's signature, witness signatures if required, and date
1. Purpose of Gift: Optional explanation of the reason for the gift, used when banks require additional context
2. Irrevocability Statement: Statement confirming the irrevocable nature of the gift, used for larger amounts
3. Tax Declaration: Statement regarding tax implications, used for international transfers or large amounts
4. Witness Section: Section for witness details and signatures, required for gifts above certain thresholds
5. Notarization Block: Space for notary attestation, required for large amounts or as per specific bank requirements
1. Proof of Identity: Copies of Emirates ID, passport, or other identification documents of donor and recipient
2. Source of Funds Documentation: Supporting documents proving the legitimate source of gifted funds
3. Bank Account Details: Detailed banking information for both parties, including IBAN numbers and bank statements
4. Relationship Proof: Documents proving the stated relationship between donor and recipient (e.g., marriage certificate, birth certificate)
Find the exact document you need
Deposit Gift Letter
A UAE legal document formalizing the gifting of money via bank deposit, ensuring compliance with local laws and regulations.
Download
Change Of Circumstance Form Mortgage
UAE-compliant form for notifying mortgage providers of significant changes in borrower circumstances that may affect existing mortgage arrangements.
Download
Letter Of Explanation For Cash Deposit
A formal document required in the UAE explaining the source and purpose of substantial cash deposits, complying with local anti-money laundering regulations.
Download
Employer Letter For Home Loan
An employer-issued confirmation letter in the UAE verifying employment status and salary details for home loan application purposes.
Download
Payment Letter Mortgage
A UAE-compliant formal document that establishes mortgage payment terms and conditions, detailing payment schedules and obligations under UAE Federal and emirate-specific laws.
Download
Mortgage Request Letter To Bank For Release Of Property Document
A formal request letter used in the UAE banking system to obtain property documents from a lending institution, governed by UAE federal banking and property laws.
Download
Letter Of Mortgage
A UAE-compliant document establishing a legal mortgage over real property, detailing the security arrangement between a property owner and financial institution under UAE federal and emirate laws.
Download
Letter For Mortgage Loan
A UAE-compliant formal letter from a financial institution confirming mortgage loan approval and outlining key terms and conditions under UAE banking and property laws.
Download
Demand Letter Mortgage
A UAE-compliant formal demand document for outstanding mortgage payments, referencing property security and serving as a prerequisite for enforcement actions under UAE law.
Download
Certificate Of Mortgage
A UAE legal document registering and evidencing a mortgage interest over real property, compliant with UAE Federal Laws and emirate-specific regulations.
Download
Bank Gift Letter
A UAE-compliant formal document that legally validates and records the transfer of monetary gifts between parties through banking channels.
Download
Verified Approval Letter
A formal document used in the UAE that provides verified authorization or confirmation for specific business activities, complying with UAE federal laws and authentication requirements.
Download
Mortgage Letter
A formal UAE banking document confirming mortgage terms and conditions, issued under UAE federal and emirate property laws.
Download
Mortgage Deed
A UAE Mortgage Deed creates a security interest over real property in the UAE, securing a lender's interests while complying with local laws and registration requirements.
Download
Down Payment Gift Letter
A UAE-compliant legal document that formally records a monetary gift intended for use as a property down payment, meeting local banking and regulatory requirements.
Download
Mortgage Letter From Bank
A UAE bank-issued formal letter confirming mortgage loan approval and terms, compliant with UAE Federal and banking laws.
Download
Letter For Down Payment
A UAE-compliant formal letter acknowledging and documenting the terms and receipt of a down payment in a business transaction.
Download
Home Loan Sanction Letter
A UAE-compliant formal document issued by banks confirming approval of a home loan and specifying key terms and conditions under UAE banking and property laws.
Download
Deposit Gift Letter
UAE-compliant letter template for documenting monetary gifts via bank deposit, incorporating local legal requirements and Islamic principles.
Download
Release Of Liability Mortgage
A UAE-governed legal document that releases a property owner from mortgage obligations and discharges the lender's security interest following loan repayment.
Download
Property Mortgage Agreement
A UAE law-governed agreement creating a security interest over real property in favor of a lender, detailing mortgage terms and enforcement rights.
Download
Mortgage Receipt
A UAE-compliant document acknowledging mortgage payments, including property and payment details, governed by UAE Federal Laws and banking regulations.
Download
Mortgage Loan Application Form
UAE-compliant mortgage loan application form for property financing, structured according to UAE Central Bank requirements and local property laws.
Download
Mortgage Confirmation Letter
A formal letter issued by UAE financial institutions confirming mortgage details and terms, compliant with UAE Federal and emirate-specific property laws.
Download
Mortgage Confirmation Form
A UAE-compliant document confirming mortgage arrangements between property owners and financial institutions, requiring registration with the relevant Land Department.
Download
Mortgage Completion Letter
A UAE-compliant formal letter confirming mortgage repayment completion and property release from the lender's claim, essential for mortgage deregistration with local authorities.
Download
Mortgage Amendment Form
A UAE-compliant legal document used to modify existing mortgage terms between property owners and financial institutions, subject to federal and emirate-specific regulations.
Download
Letter To Lender
A formal communication document addressed to banking/financial institutions in the UAE, governed by UAE federal banking laws and regulations.
Download
Lender Approval Letter
A UAE-compliant formal document issued by a financial institution confirming loan approval and outlining key terms and conditions of the credit facility.
Download
Home Loan Agreement
UAE-governed agreement setting out terms and conditions for property financing between a bank and borrower, compliant with UAE banking and property laws.
Download
Home Financing Documents Release Form
A UAE-compliant formal document confirming the release of property financing documents and security interests following full settlement of a home financing facility.
Download
Request Letter To Bank For Release Mortgage Property
A formal request letter to UAE banks for releasing a property mortgage following loan settlement, complying with UAE Federal Laws and banking regulations.
Download
Occupancy Letter For Mortgage
A UAE-compliant formal letter from a mortgage provider confirming the terms and conditions under which a mortgaged property may be occupied.
Download
Employment Gap Letter For Mortgage
A UAE-compliant formal letter explaining employment gaps for mortgage lending purposes, issued by employers to support mortgage applications under UAE banking regulations.
Download
Reinstatement Letter Mortgage
A UAE-governed formal document that reinstates a defaulted mortgage agreement, specifying cure amounts and reinstatement terms in compliance with federal and emirate-level regulations.
Download
Discharge Of Mortgage Form
A UAE-compliant legal document that releases a property from mortgage obligations and authorizes the removal of mortgage registration from property records.
Download
Hardship Mortgage Letter
A formal request letter for mortgage payment relief under UAE banking regulations, detailing financial hardship circumstances and proposed solutions.
Download
Mortgage Loan Denial Letter
A UAE-compliant formal letter from a financial institution to an applicant explaining the denial of their mortgage loan application and related rights under UAE law.
Download
Derogatory Credit Explanation Letter
A UAE-compliant formal letter explaining negative credit report entries to financial institutions and credit bureaus, following local banking and credit reporting regulations.
Download
Paid In Full Letter From Lender
A UAE-compliant formal confirmation letter from a financial institution declaring full settlement of a loan and release of associated obligations.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)