1. Islamic Finance Structure: Used when the loan follows Islamic banking principles, detailing the Sharia-compliant structure

2. Co-borrower Details: Included when there are multiple borrowers for the same loan

3. Property Developer Terms: Required for under-construction properties, including construction-linked payment schedule

4. Foreign National Provisions: Special conditions applicable to non-UAE resident borrowers

5. Government Support Program: Details of any applicable government housing support schemes for UAE nationals

1. Schedule A - Fee Structure: Detailed breakdown of all applicable fees, charges, and processing costs

2. Schedule B - Repayment Schedule: Month-wise breakdown of EMI payments including principal and interest/profit components

3. Schedule C - Required Documents: Checklist of all documents required for loan processing and disbursement

4. Schedule D - Insurance Requirements: Detailed specifications for required insurance policies

5. Appendix 1 - Property Valuation Report: Summary of the official property valuation

6. Appendix 2 - KYC Documentation: List of completed Know Your Customer documents and verifications