The Collection Validation Letter is a crucial document in Belgian debt collection processes, used when a creditor needs to formally validate and confirm an outstanding debt with a debtor. This document type is particularly important in the Belgian legal context, where debt collection practices are strictly regulated and must adhere to specific legal requirements, including the Law of 20 December 2002 on Amicable Recovery of Consumer Debt. The Collection Validation Letter must include precise details about the debt, payment terms, and collection process, while ensuring compliance with Belgian privacy laws and GDPR requirements. It serves multiple purposes: officially documenting the debt, providing a clear basis for collection actions, and establishing a formal record for potential legal proceedings. The document is typically used after initial payment requests have been unsuccessful and before initiating more formal legal collection procedures.

1. Letter Header: Formal business letter header including date, reference number, and full contact details of both sender and recipient

2. Debt Identification: Clear statement of the original debt amount, current balance, interest accrued, and reference to original contract or invoice

3. Legal Basis: Reference to relevant legal framework and basis for collection

4. Payment Terms: Detailed payment instructions, deadline, and consequences of non-payment

5. Contact Information: Clear points of contact for queries and dispute resolution

6. Signature Block: Official signature section with name and title of authorized representative