The Title Loan Agreement serves as a crucial document in secured lending transactions where a vehicle serves as collateral. This agreement type is commonly used when individuals need quick access to funds and are willing to use their vehicle title as security. The document must carefully comply with both federal regulations and state-specific requirements, which can vary significantly across jurisdictions. Title Loan Agreements typically include detailed vehicle information, loan terms, repayment schedules, and default provisions, while also incorporating mandatory consumer protection disclosures.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identifies the lender and borrower with full legal names and addresses
2. Background: Brief context about the loan purpose and vehicle serving as collateral
3. Definitions: Key terms used throughout the agreement including 'Collateral', 'Loan Amount', 'Interest Rate'
4. Loan Terms: Principal amount, interest rate, payment schedule, and term of the loan
5. Collateral Description: Detailed description of the vehicle including make, model, year, VIN, and current mileage
6. Security Interest: Declaration of lender's security interest in the vehicle
7. Borrower's Representations: Borrower's warranties regarding vehicle ownership, condition, and insurance
8. Default Provisions: Conditions constituting default and lender's remedies
1. Insurance Requirements: Additional specifications for insurance coverage beyond minimum requirements
2. Early Repayment Terms: Conditions and provisions for early loan payoff including any penalties or incentives
3. Vehicle Use Restrictions: Specific limitations on vehicle use, location, or operation during loan term
1. Payment Schedule: Detailed breakdown of payment amounts and due dates
2. Vehicle Condition Report: Documentation of vehicle condition at loan inception
3. Truth in Lending Disclosures: Federal and state-required lending disclosures
4. Insurance Certificates: Copies of required insurance documentation
Relevant legal definitions
Agreement
Annual Percentage Rate (APR)
Borrower
Collateral
Default
Event of Default
Interest Rate
Lender
Loan Amount
Loan Term
Maturity Date
Monthly Payment
Payment Due Date
Principal
Repayment Schedule
Security Interest
Title
Vehicle
Vehicle Identification Number (VIN)
Vehicle Title Certificate
Outstanding Balance
Prepayment
Insurance Requirements
Late Payment Fee
Default Interest Rate
Permitted Liens
Business Day
Effective Date
Annual Percentage Rate (APR)
Borrower
Collateral
Default
Event of Default
Interest Rate
Lender
Loan Amount
Loan Term
Maturity Date
Monthly Payment
Payment Due Date
Principal
Repayment Schedule
Security Interest
Title
Vehicle
Vehicle Identification Number (VIN)
Vehicle Title Certificate
Outstanding Balance
Prepayment
Insurance Requirements
Late Payment Fee
Default Interest Rate
Permitted Liens
Business Day
Effective Date
Clauses
Loan Terms
Security Interest
Collateral Description
Repayment Terms
Interest Rate
Default
Remedies
Insurance Requirements
Representations and Warranties
Vehicle Use and Maintenance
Prepayment
Late Payment
Assignment
Notices
Governing Law
Jurisdiction
Entire Agreement
Severability
Amendment
Force Majeure
Repossession Rights
Title Transfer
Indemnification
Consumer Disclosures
Default Interest
Collections
Acceleration
Security Interest
Collateral Description
Repayment Terms
Interest Rate
Default
Remedies
Insurance Requirements
Representations and Warranties
Vehicle Use and Maintenance
Prepayment
Late Payment
Assignment
Notices
Governing Law
Jurisdiction
Entire Agreement
Severability
Amendment
Force Majeure
Repossession Rights
Title Transfer
Indemnification
Consumer Disclosures
Default Interest
Collections
Acceleration
Relevant Industries
Relevant Teams
Relevant Roles
Find the exact document you need
Take Over Mortgage Payments Contract
A U.S. legal agreement enabling the transfer of mortgage payment obligations from one party to another while maintaining original loan terms.
Download
Basic Loan Agreement Between Friends
A US-jurisdiction agreement formalizing personal loans between friends, including essential terms and conditions while maintaining legal validity under state laws.
Download
Agreement For Lending Money To Friends
A U.S.-compliant legal agreement template for documenting and formalizing monetary loans between friends, including essential loan terms and protections for both parties.
Download
Loan Contracts Between Friends
A U.S.-compliant loan agreement template for personal lending between friends, balancing legal requirements with maintaining friendly relations.
Download
Lending Contract Agreement
A U.S.-governed agreement establishing the terms and conditions of a loan between lender and borrower, compliant with federal and state lending regulations.
Download
Unsecured Loan Agreement Individual To Company
A U.S.-governed agreement documenting an unsecured loan from an individual to a company, specifying loan terms and obligations.
Download
Agreement To Take Over Car Payments
A U.S. legal agreement transferring vehicle loan payment responsibilities from original borrower to a new party.
Download
Tri Party Agreement Home Loan
A U.S.-governed agreement establishing terms and conditions for a three-party home loan arrangement between borrower, primary lender, and third party (guarantor/co-lender).
Download
Amenities Agreement For Loan
A U.S. legal document combining loan terms with amenities usage rights and responsibilities, subject to federal and state lending regulations.
Download
Loan Contract Between Friends
A U.S.-compliant legal agreement documenting loan terms between individuals, including repayment obligations and default provisions.
Download
Petty Cash Loan Agreement
A U.S.-compliant legal document formalizing small-scale cash loans for minor business expenses or operational needs.
Download
Letter Borrowing Money From A Friend
A legally binding U.S. document formalizing a personal loan agreement between friends.
Download
Good Faith Loan Agreement
A U.S.-compliant legal document formalizing a lending arrangement between trusted parties, outlining loan terms and conditions.
Download
Interest Only Loan Contract
A U.S.-governed agreement where the borrower pays only interest for a specified period, with principal due later.
Download
Letter Of Loan Agreement Between Friends
A US-compliant legal document formalizing a loan agreement between friends, specifying loan terms and repayment conditions.
Download
Secured Loan Contract
A U.S. legal agreement documenting a loan secured by specific collateral, governed by UCC Article 9 and state laws.
Download
Bank Loan Term Sheet
A U.S. law-governed preliminary document outlining key terms and conditions of a proposed bank loan facility, serving as the basis for the final loan agreement.
Download
Loan Contract For Family
A US-compliant loan agreement for financial arrangements between family members, incorporating IRS requirements and state regulations for family lending.
Download
Option Contract Car Loan
A U.S.-governed agreement combining auto financing with option rights, subject to federal and state lending regulations.
Download
Loan On Rent Agreement
A U.S.-compliant legal agreement governing the temporary rental of equipment or property between a lessor and lessee.
Download
Loan On Lease Agreement
A U.S. legal agreement that provides financing secured by the borrower's rights under an existing lease agreement.
Download
Assumption Of Mortgage Form
A U.S. legal document that enables the transfer of mortgage obligations from an existing borrower to a new borrower.
Download
Mortgage Note Purchase Agreement
A U.S. legal agreement governing the sale and transfer of mortgage notes between parties, including terms, conditions, and regulatory compliance requirements.
Download
Car Loan Assumption Agreement Form
A U.S. legal document enabling the transfer of an existing car loan from one borrower to another, subject to federal and state lending regulations.
Download
Private Money Lender Contract
A U.S.-compliant legal agreement between a private lender and borrower establishing loan terms and conditions.
Download
Tripartite Agreement Bank Loan
US-governed three-party loan agreement between a bank, borrower, and guarantor/security provider, detailing loan terms and security arrangements.
Download
Letter Of Exclusivity Mortgage Broker
A U.S.-compliant agreement establishing exclusive rights for a mortgage broker to represent a client in mortgage transactions.
Download
Personal Loan Agreement With Notary
A U.S.-governed legal document that establishes terms for a personal loan, authenticated by a notary public.
Download
Auto Loan Purchase Agreement
A U.S.-governed agreement for the sale and transfer of auto loans between financial institutions, subject to federal and state regulations.
Download
Line Of Credit Agreement And Note
A U.S. legal document establishing a revolving credit facility between lender and borrower, combining credit agreement and promissory note provisions.
Download
Contract Financing Loan
A U.S.-governed loan agreement providing financing secured against specific contracts or contract receivables.
Download
Director Loan Agreement
A U.S. legal agreement governing loans between a company and its director, outlining terms, conditions, and compliance requirements.
Download
Personal Property Loan Agreement
A U.S.-compliant agreement that documents the terms of a loan secured by personal property, including collateral details and repayment terms.
Download
Promissory Note Between Friends
A U.S. legal document that formalizes a personal loan agreement between friends, including loan terms and repayment conditions.
Download
Debtor In Possession Loan Agreement
A U.S. bankruptcy financing agreement that enables companies in Chapter 11 to obtain new funding for continued operations during reorganization, subject to bankruptcy court approval.
Download
Loan Against Rent Agreement
A U.S. legal agreement establishing terms for a loan secured by rental income from property.
Download
Inventory Loan Agreement
A U.S.-governed agreement establishing terms for a loan secured by business inventory, subject to UCC regulations.
Download
Credit Agreement Between Two Parties
A U.S.-governed agreement establishing loan terms between a lender and borrower, including amount, interest, and repayment conditions.
Download
Installment Loan Contract
A U.S. legal agreement establishing terms for a loan to be repaid in scheduled installments, compliant with federal and state lending regulations.
Download
Demand Promissory Note Loan Agreement
A U.S. legal document combining a loan agreement and promissory note for a loan repayable on demand.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)