Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardized calculations, ensuring consumers can compare different financing options in rent-to-own agreements

Consumer Leasing Act: Federal regulation governing lease disclosures, including terms, costs, and responsibilities in lease agreements that exceed 4 months

Fair Housing Act: Federal law prohibiting discrimination in housing transactions based on race, color, religion, sex, national origin, familial status, or disability

Dodd-Frank Act: Federal legislation affecting consumer protection in financial transactions, including real estate and lending practices

FTC Regulations: Federal Trade Commission rules governing consumer protection and fair business practices in rent-to-own transactions

State Property Laws: State-specific regulations governing real property ownership, transfer, and rights

State Landlord-Tenant Laws: State regulations defining rights and responsibilities of both landlords and tenants during the rental period

State Contract Laws: State-specific requirements for valid contract formation, enforcement, and remedies

State Consumer Protection Laws: State-level regulations protecting consumers from unfair practices in rent-to-own transactions

Local Zoning Laws: Municipal regulations governing property use, occupancy, and development restrictions

Municipal Housing Codes: Local regulations establishing minimum standards for housing safety, maintenance, and habitability

Rent Control Ordinances: Local laws regulating rent increases and tenant protections, where applicable

Real Estate Transfer Laws: Regulations governing the legal transfer of property ownership and recording requirements

Default and Foreclosure Procedures: Legal requirements and processes for handling payment defaults and property foreclosure

Title Transfer Procedures: Legal requirements for transferring property title from seller to buyer at the completion of the rent-to-own term