Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law that requires lenders, mortgage brokers, and servicers to provide borrowers with pertinent and timely disclosures regarding the nature and costs of real estate settlement processes

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real property interests

State Property Laws: State-specific regulations governing property rights, ownership, and transfer of real estate within the state jurisdiction

State Real Estate Licensing Laws: State-specific requirements for real estate professionals involved in property transactions

State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that must be provided to buyers

State Recording and Title Laws: State regulations governing the recording of deeds and maintaining chain of title for properties

Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable

Local Zoning Laws: Municipal regulations controlling land use, building specifications, and property development

Property Tax Laws: Federal and state regulations governing the assessment and collection of property taxes

Environmental Regulations: Laws requiring disclosure of environmental hazards like lead paint and governing environmental protection in real estate

HOA Rules: Homeowners Association regulations affecting property use, maintenance, and transfer within planned communities

Building Codes: Local regulations setting standards for construction, renovation, and property maintenance

Title Insurance Requirements: State and lender requirements for insurance protecting against defects in property title

Mortgage Regulations: Federal and state laws governing mortgage lending, terms, and requirements

Closing Procedures: State-specific requirements for completing real estate transactions and transferring property ownership

Deed Requirements: State laws governing the format, content, and execution of property deeds

Transfer Taxes: State and local taxes imposed on the transfer of real property ownership