Uniform Commercial Code (UCC): Primary framework governing commercial transactions, particularly Article 9 (Secured Transactions), Article 3 (Negotiable Instruments), and Article 8 (Investment Securities)

Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Equal Credit Opportunity Act (ECOA): Federal law that prohibits discrimination in lending practices based on race, color, religion, national origin, sex, marital status, age, or participation in public assistance programs

Securities Acts: Securities Act of 1933 and Securities Exchange Act of 1934, governing securities transactions and requiring registration of securities offerings and ongoing disclosures

State Usury Laws: State-specific regulations that set maximum interest rates and govern lending practices within each jurisdiction

Blue Sky Laws: State-specific securities laws that regulate the offering and sale of securities to protect investors from fraudulent activities

Dodd-Frank Act: Comprehensive financial reform legislation affecting consumer financial protection and regulation of financial markets

Bankruptcy Code: Federal laws governing bankruptcy proceedings, including provisions for secured transactions, automatic stays, and priority rules

State Property Laws: Laws governing security interests in real and personal property, including recording and perfection requirements

Consumer Protection Laws: State and federal laws designed to protect consumers in financial transactions, including disclosure requirements and unfair practice prohibitions