UCC Article 9: Primary legislation governing security interests in personal property, including rules for creation, perfection, and enforcement of security interests, and priority rules between competing creditors

Fair Credit Reporting Act: Federal law that regulates the collection, dissemination, and use of consumer credit information, relevant for credit aspects of security agreements

Truth in Lending Act: Federal law requiring clear disclosure of lending terms and costs in credit transactions, including secured transactions

Consumer Credit Protection Act: Federal law providing a comprehensive framework for consumer credit rights and creditor responsibilities

State UCC Variations: State-specific modifications and implementations of the Uniform Commercial Code that may affect security agreement requirements

State Consumer Protection Laws: State-specific laws designed to protect consumers in credit and secured transactions, varying by jurisdiction

State Security Interest Registration: State-specific requirements for registering and perfecting security interests in personal property

Bankruptcy Code: Federal laws governing bankruptcy proceedings and the protection of security interests during bankruptcy

State Property Laws: Laws governing personal property rights, transfer, and ownership of collateral within specific states

Contract Law Principles: Fundamental legal principles governing contract formation, consideration, capacity, and enforceability applicable to security agreements