Truth in Lending Act (TILA): Federal law requiring clear disclosure of lending terms and costs to protect consumers in credit transactions

Equal Credit Opportunity Act (ECOA): Federal law prohibiting discrimination in lending practices based on race, color, religion, national origin, sex, marital status, age, or public assistance status

Fair Credit Reporting Act (FCRA): Federal law governing the collection, dissemination, and use of consumer credit information

Dodd-Frank Act: Comprehensive financial reform legislation that established enhanced consumer protection and financial regulation following the 2008 financial crisis

State Usury Laws: State-specific regulations that set maximum interest rates and govern lending practices within each jurisdiction

Uniform Commercial Code (UCC): Standardized set of laws governing commercial transactions, particularly Articles 1, 3, and 9 relating to general provisions, negotiable instruments, and secured transactions

Securities Laws: Federal and state regulations including Securities Act of 1933, Securities Exchange Act of 1934, and state Blue Sky laws governing security interests

Internal Revenue Code: Federal tax regulations governing the tax treatment and implications of non-recourse debt

Bankruptcy Code: Federal laws governing bankruptcy proceedings, including specific provisions for non-recourse debt in Chapters 7 and 11

Real Estate Laws: State-specific property laws, recording requirements, and mortgage regulations applicable to property-backed non-recourse loans

Consumer Financial Protection Bureau Regulations: Federal regulatory framework establishing rules and guidelines for consumer lending practices and consumer protection

State Consumer Protection Laws: State-specific regulations designed to protect consumers in lending transactions and enforce fair lending practices