HIPAA: Federal regulation requiring compliance with Privacy Rule, Security Rule, and patient rights regarding health information protection and handling

ACA (Affordable Care Act): Federal law governing informed consent requirements and coverage disclosure obligations in health insurance

Gramm-Leach-Bliley Act: Federal legislation mandating financial privacy protections and disclosure requirements for financial information in insurance context

State Insurance Laws: State-specific regulations governing insurance operations, including consent requirements and disclosure obligations that vary by jurisdiction

State Privacy Laws: State-level privacy regulations that may impose stricter requirements than federal standards for data protection and consent

NAIC Guidelines: National Association of Insurance Commissioners standards providing industry-wide best practices and regulatory guidance

Coverage Terms Disclosure: Requirement for clear and comprehensive disclosure of insurance coverage terms and conditions

Privacy Notices: Mandatory notices explaining how personal information is collected, used, shared, and protected

Information Sharing Practices: Documentation of how personal and medical information is shared with third parties and affiliated entities

Patient/Insured Rights: Clear explanation of rights regarding information access, correction, and control over personal data

Electronic Consent Requirements: Specific provisions for obtaining and documenting consent in digital format, including E-signature compliance