Gramm-Leach-Bliley Act (GLBA): Federal law that requires financial institutions to explain their information-sharing practices to their customers and to safeguard sensitive data

Fair Credit Reporting Act (FCRA): Federal law that regulates the collection, dissemination, and use of consumer credit information

E-SIGN Act: Federal law that ensures the legal validity of electronic signatures and records in consumer transactions

Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering

USA PATRIOT Act: Federal law that includes customer identification program requirements for financial institutions

Truth in Lending Act (TILA): Federal law that promotes the informed use of consumer credit by requiring disclosures about its terms and cost

Equal Credit Opportunity Act (ECOA): Federal law that prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or receipt of public assistance

Regulation P: Federal regulation implementing GLBA's privacy provisions, requiring financial institutions to provide privacy notices and protect customer information

Regulation E: Federal regulation that establishes the basic rights, liabilities, and responsibilities of consumers who use electronic fund transfer services

Regulation CC: Federal regulation that governs the availability of funds and collection of checks by banks

State Privacy Laws: Various state-specific laws governing the privacy and protection of consumer financial information

State Banking Regulations: State-specific rules and requirements for banking operations and consumer protection

State Electronic Signature Laws: State-specific legislation governing the validity and use of electronic signatures in banking transactions

Federal Reserve Board Guidelines: Regulatory guidance issued by the Federal Reserve for banking institutions

OCC Guidelines: Regulatory guidance issued by the Office of the Comptroller of the Currency for national banks

FDIC Requirements: Rules and requirements set by the Federal Deposit Insurance Corporation for insured banks

CFPB Guidelines: Consumer protection guidelines issued by the Consumer Financial Protection Bureau

PCI DSS: Payment Card Industry Data Security Standard - security standards for organizations that handle credit card information

NACHA Rules: Operating rules established by the National Automated Clearing House Association for electronic payments and ACH transactions