The Debt Financing Term Sheet is a crucial preliminary document used in Singapore's financial markets to establish the framework for debt financing transactions. It serves as a roadmap for the preparation of detailed facility documentation and helps parties align on key commercial and legal terms early in the transaction process. While primarily used in commercial lending, it can be adapted for various financing structures, from bilateral loans to syndicated facilities. The document typically includes essential information such as facility type, amount, pricing, security package, and conditions precedent, all structured within Singapore's sophisticated financial services regulatory framework.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of lender(s) and borrower(s), including full legal names and registration details
2. Background: Brief context of the financing arrangement and purpose of the facility
3. Definitions: Key terms used throughout the term sheet
4. Facility Details: Type of facility, principal amount, currency, purpose, and availability period
5. Interest and Fees: Interest rate, calculation basis, payment dates, and all applicable fees
6. Repayment Terms: Repayment schedule, prepayment provisions, and mandatory prepayment events
7. Security Structure: Required security, guarantees, and ranking of security
8. Conditions Precedent: Conditions to be satisfied before drawdown
9. Representations and Warranties: Standard declarations required from the borrower
10. Covenants: Financial and non-financial undertakings by the borrower
1. Syndication Provisions: Terms related to syndication rights and process, used when facility may be syndicated
2. Currency Conversion: Terms for multi-currency facilities and exchange rate provisions, used for cross-border financing
3. Green Loan Provisions: Sustainability-linked terms and reporting requirements, used for green or sustainable financing
4. Tax Provisions: Detailed tax considerations and gross-up provisions, used for cross-border or complex structures
1. Schedule 1 - Pricing Schedule: Detailed breakdown of interest margins, fees, and pricing components
2. Schedule 2 - Drawdown Notice Template: Standard form for requesting facility utilization
3. Schedule 3 - Financial Covenants: Detailed financial ratios and calculation methodologies
4. Schedule 4 - Security Package Overview: Comprehensive list of required security documents and timing
5. Schedule 5 - Conditions Precedent Checklist: Detailed list of required documents and conditions
Relevant legal definitions
Availability Period
Break Costs
Business Day
Commitment
Conditions Precedent
Default
Event of Default
Facility
Final Maturity Date
Finance Documents
Financial Indebtedness
Group
Interest Period
Interest Rate
LIBOR/SIBOR/SORA
Loan
Margin
Material Adverse Effect
Obligors
Permitted Security
Potential Event of Default
Prepayment Fee
Reference Banks
Repayment Date
Security
Security Documents
Subsidiaries
Tax
Transaction Documents
Utilisation
Utilisation Date
Utilisation Request
Break Costs
Business Day
Commitment
Conditions Precedent
Default
Event of Default
Facility
Final Maturity Date
Finance Documents
Financial Indebtedness
Group
Interest Period
Interest Rate
LIBOR/SIBOR/SORA
Loan
Margin
Material Adverse Effect
Obligors
Permitted Security
Potential Event of Default
Prepayment Fee
Reference Banks
Repayment Date
Security
Security Documents
Subsidiaries
Tax
Transaction Documents
Utilisation
Utilisation Date
Utilisation Request
Clauses
Facility Amount and Type
Purpose
Availability Period
Interest and Fees
Repayment Terms
Security Package
Conditions Precedent
Conditions Subsequent
Representations and Warranties
Financial Covenants
Information Covenants
General Undertakings
Events of Default
Prepayment Events
Tax Provisions
Market Disruption
Increased Costs
Assignment and Transfer
Confidentiality
Governing Law
Dispute Resolution
Documentation
Exclusivity
Costs and Expenses
Binding Effect
Purpose
Availability Period
Interest and Fees
Repayment Terms
Security Package
Conditions Precedent
Conditions Subsequent
Representations and Warranties
Financial Covenants
Information Covenants
General Undertakings
Events of Default
Prepayment Events
Tax Provisions
Market Disruption
Increased Costs
Assignment and Transfer
Confidentiality
Governing Law
Dispute Resolution
Documentation
Exclusivity
Costs and Expenses
Binding Effect
Relevant Industries
Relevant Teams
Relevant Roles
Find the exact document you need
Unsecured Directors Loan Agreement
A Singapore legal document outlining unsecured loan terms between a company and its director.
find out more
Student Loan Agreement
A Singapore legal document outlining terms for educational financing between a student and a financial institution.
find out more
Simple Loan Application Form
A Singaporean legal document for collecting loan applicant information in compliance with local lending regulations.
find out more
Simple Car Loan Agreement
A Singapore legal document standardizing vehicle loan terms, ensuring compliance with regulatory and consumer protection laws.
find out more
Promissory Note Family Loan
A Singapore legal document formalizing family loans, detailing terms and preventing disputes under local law.
find out more
Private Lending Term Sheet
A Singaporean legal document outlining preliminary loan terms and ensuring compliance with local moneylending regulations.
find out more
Personal Loan Receipt
A Singapore legal document recording personal loan terms, ensuring compliance with lending regulations and preventing disputes.
find out more
Payday Loan Contract
A Singapore legal document outlining payday loan terms, ensuring compliance with Moneylenders Act and borrower protections.
find out more
Money Agreement Between Two Parties
A Singaporean legal document outlining terms for a loan agreement between two parties, ensuring compliance and protection.
find out more
Loan Note
A Singapore legal document outlining debt obligations and compliance for various lending transactions.
find out more
Loan Guarantee
A Singapore legal document guaranteeing third-party obligations in corporate and commercial financing arrangements.
find out more
Loan Agreement With Guarantor
A Singapore legal document securing a loan with a guarantor, ensuring repayment under the Moneylenders Act.
find out more
Loan Agreement With Collateral
A Singaporean legal document securing loans with collateral, detailing lender rights and compliance with local regulations.
find out more
Investment Loan Contract
A Singapore legal document standardizing investment loans, ensuring compliance with MAS guidelines and banking regulations.
find out more
Facility Agreement
A Singaporean legal document structuring loan arrangements, ensuring compliance with MAS guidelines and banking regulations.
find out more
Debt Repayment Contract
A Singapore legal document detailing debt repayment terms, ensuring compliance with local laws and interest rate caps.
find out more
Employee Laptop Loan Agreement
A Singapore legal document formalizing employee laptop loans, ensuring compliance with PDPA and asset protection.
find out more
Employee Forgivable Loan Agreement
A Singapore legal document offering forgivable loans to employees, contingent on retention and performance criteria.
find out more
Employee Cash Advance Agreement
A Singapore legal document outlining terms for employee cash advances, ensuring compliance with employment regulations.
find out more
Borrowing Form
A Singapore legal document outlining loan terms, ensuring compliance with local lending regulations.
find out more
Domestic Helper Loan Agreement
A Singapore legal document outlining financial assistance terms for foreign domestic workers, ensuring compliance with MOM guidelines.
find out more
Device Loan Agreement
A Singapore legal template for temporary device loans, ensuring compliance with data protection and electronic transaction laws.
find out more
Company Loan Form
A Singapore corporate document formalizing inter-company loans, ensuring compliance with financial regulations and customizable terms.
find out more
Unsecured Loan Contract
A Singapore-law governed agreement establishing terms for an unsecured loan, compliant with local financial regulations.
find out more
Unregulated Credit Agreement
A Singapore law-governed agreement for unregulated credit arrangements between private parties.
find out more
Small Business Loan Contract
A Singapore-law governed agreement establishing terms for a small business loan, compliant with MAS guidelines and local banking regulations.
find out more
Simple Equipment Borrowing Agreement
A Singapore-law governed agreement establishing terms for temporary equipment borrowing between parties.
find out more
Simple Loan Promissory Note
A legally binding promise to repay a loan, governed by Singapore law, containing essential loan terms and repayment obligations.
find out more
Payment Plan Car Payment Contract
A Singapore-governed contract establishing terms for vehicle purchase financing through scheduled payments, compliant with local banking and consumer protection laws.
find out more
Pari Passu Loan Agreement
A Singapore law-governed loan agreement establishing equal ranking rights among multiple lenders for payment and security enforcement.
find out more
Loan Out Agreement
A Singapore-law governed agreement where a company provides the services of a specific individual to another company, typically used in entertainment and professional services sectors.
find out more
Loan Forgiveness Agreement
A Singapore-governed agreement that releases a borrower from loan repayment obligations, either partially or in full.
find out more
Loan For Use Contract
A Singapore-law governed agreement allowing free temporary use of items with return obligations.
find out more
Loan Facility Letter
A Singapore-law governed document setting out terms and conditions for a loan facility, issued by a financial institution to a borrower.
find out more
Loan And Mortgage Agreement
A Singapore law-governed agreement combining a loan facility with property security through mortgage.
find out more
Loan Agreement Term Sheet
A preliminary document outlining key terms of a proposed loan facility under Singapore law, serving as the basis for a detailed loan agreement.
find out more
Loan Agreement Between Director And Company
A Singapore-law governed agreement documenting a loan from a director to their company, compliant with the Companies Act and corporate governance requirements.
find out more
Loan Agreement Between Company And Individual
A Singapore-law governed agreement between a company and individual for the provision and repayment of a loan, including terms and conditions.
find out more
No Loan Agreement
A Singapore-law governed agreement that formally documents and confirms the absence of any loan arrangement between parties.
find out more
Memorandum Of Loan Agreement
A Singapore-law governed agreement documenting loan terms between lender and borrower, including amount, interest, and repayment conditions.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)