Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, including licensing requirements and restrictions on moneylenders. Essential if the lender is engaged in moneylending business.

Banking Act (Cap. 19): Governs banking operations and financial institutions in Singapore. Relevant if the lender is a bank or financial institution.

Civil Law Act (Cap. 43): Sets out fundamental principles of civil law, including provisions on interest rates and contractual obligations in Singapore.

Contract Law (Amendment) Act: Contains key provisions governing formation and enforcement of contracts in Singapore.

Electronic Transactions Act: Provides legal framework for electronic transactions and digital signatures, relevant if the agreement will be executed electronically.

Securities and Futures Act (Cap. 289): Regulates securities, futures, and derivatives markets. Applicable if the loan involves any securities as collateral.

Bankruptcy Act (Cap. 20): Governs bankruptcy proceedings and relevant for drafting default provisions in the loan agreement.

Property Law Act: Relevant when the loan is secured against property, governing real estate transactions and property rights.

Consumer Protection (Fair Trading) Act: Protects consumer interests and ensures fair trading practices, particularly relevant if the borrower is a consumer.

Unfair Contract Terms Act: Regulates unfair terms in contracts to ensure they are reasonable and enforceable.

Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in the agreement and related processes.

Anti-Money Laundering Regulations: Compliance requirements for preventing money laundering and terrorism financing in financial transactions.

Companies Act (Cap. 50): Relevant when either party is a company, governing corporate powers and responsibilities in entering into loan agreements.