Conveyancing and Law of Property Act (Cap. 61): Primary legislation governing property transactions and transfers in Singapore, including rules about mortgages, property rights, and land dealings
Land Titles Act (Cap. 157): Establishes the land registration system in Singapore and regulates how property ownership is recorded and transferred
Housing and Development Act: Governs public housing (HDB) properties in Singapore, including rules for sale, purchase, and mortgage of HDB flats
Residential Property Act: Regulates the purchase of residential properties by foreign persons and entities in Singapore
Banking Act (Cap. 19): Regulates banking institutions and their activities, including mortgage lending practices
Monetary Authority of Singapore Act: Establishes MAS's authority to regulate financial institutions and implement monetary policies affecting mortgage rates
Moneylenders Act: Regulates money lending activities and protects borrowers in Singapore
Central Provident Fund Act: Governs the use of CPF funds for property purchases and mortgage payments
Mortgage and Charges Registration Act: Regulates the registration and enforcement of mortgages and charges on properties
Contracts (Rights of Third Parties) Act: Determines when third parties can enforce terms of a contract, relevant for mortgage assumptions
Misrepresentation Act: Protects parties from false statements or omissions in property transactions
Contract Law Act: Provides the fundamental legal framework for contract formation and enforcement
Property Tax Act: Governs the taxation of properties in Singapore
Stamp Duties Act: Regulates stamp duties payable on property transactions and mortgage documents
MAS Guidelines on Mortgage Financing: Regulatory guidelines setting out requirements for financial institutions in mortgage lending
Singapore Law Society's Conveyancing Practice Rules: Professional guidelines for lawyers handling property transactions and mortgages
Total Debt Servicing Ratio (TDSR) Framework: Limits on total monthly debt obligations relative to income for property purchases
Mortgage Servicing Ratio (MSR) Requirements: Limits on mortgage obligations relative to income specifically for HDB flats and EC purchases
