An Insurance Affidavit is a formal legal document commonly used in Pakistan's insurance sector to provide sworn statements regarding insurance-related matters. The document is essential when formal verification or legal authentication of insurance-related facts is required, such as during claim processing, policy modifications, or dispute resolution. The affidavit must comply with requirements set forth in the Insurance Ordinance 2000 and Qanun-e-Shahadat Order 1984, including proper execution before an Oath Commissioner. This document type is particularly crucial in scenarios involving significant insurance claims, policy beneficiary changes, or when providing evidence in insurance-related legal proceedings. The affidavit serves as a legally binding statement that can be used in administrative proceedings or court cases related to insurance matters.
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1. Title and Jurisdiction: Specifies the type of affidavit and the jurisdiction where it's being executed
2. Deponent Information: Full details of the person making the affidavit, including name, age, religion, occupation, and address
3. Insurance Policy Details: Specific information about the insurance policy including policy number, type, and coverage period
4. Statement of Facts: Chronological narrative of relevant events and circumstances related to the insurance matter
5. Declaration of Truth: Formal statement confirming the truthfulness of the information provided
6. Verification Clause: Standard verification statement as required under Pakistani law
7. Attestation: Official attestation by authorized person (typically an Oath Commissioner)
1. Claim Details: Used when the affidavit relates to an insurance claim, detailing the nature and circumstances of the claim
2. Loss Assessment: Include when the affidavit involves property damage or loss, providing detailed assessment of damages
3. Third Party Information: Required when the affidavit involves third party claims or witnesses
4. Medical Information: Necessary for health insurance or personal injury related affidavits
5. Prior Claims History: Include when relevant to establish pattern or history of claims
6. Power of Attorney: Required when the deponent is acting on behalf of another party
1. Schedule A - Supporting Documents: List and copies of all supporting documents referenced in the affidavit
2. Schedule B - Photographic Evidence: Photos or visual evidence related to the insurance matter
3. Schedule C - Medical Reports: Copies of medical reports and records (for health/injury related matters)
4. Schedule D - Police Reports: Copies of FIR or police reports if applicable
5. Appendix 1 - Policy Documentation: Copies of relevant insurance policy documents and certificates
6. Appendix 2 - Correspondence: Copies of relevant correspondence with insurance company or other parties
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