The Cancellation Letter For Housing Loan is a critical document used in the Netherlands when a borrower needs to formally terminate their mortgage agreement. This document is typically required in scenarios such as property sale, refinancing with another lender, or early loan repayment. It must comply with Dutch financial regulations, including the Financial Supervision Act (Wft) and the Dutch Civil Code (Burgerlijk Wetboek). The letter includes essential elements such as loan identification details, proposed cancellation date, reason for termination, and acknowledgment of any early repayment fees or conditions. It serves as official documentation of the borrower's intent to end the loan agreement and initiates the formal termination process with the lending institution. The document's format and content are designed to meet Dutch legal requirements while ensuring clear communication between all parties involved.

1. Sender Details: Full name, address, and contact information of the borrower

2. Recipient Details: Bank/lender's name, department, address, and any specific routing information

3. Date: Current date and any relevant reference dates

4. Subject Line: Clear indication that this is a cancellation notice for a housing loan

5. Loan Reference Information: Loan account number, property address, and original loan agreement date

6. Cancellation Statement: Clear and unambiguous statement of intention to cancel the loan

7. Reason for Cancellation: Brief explanation of the cancellation reason (if required)

8. Proposed Timeline: Intended date of cancellation and acknowledgment of notice period

9. Closing Statement: Request for confirmation and next steps

10. Signature Block: Space for signature, printed name, and date