Conditional Loan Agreement for Malaysia

Conditional Loan Agreement Template for Malaysia

A Malaysian law-governed Conditional Loan Agreement is a legally binding document that establishes the terms and conditions under which a lender agrees to provide financing to a borrower, subject to specific prerequisites being met. The agreement incorporates Malaysian legal requirements, including compliance with the Contracts Act 1950 and Financial Services Act 2013, and details the loan amount, conditions precedent, disbursement mechanisms, repayment terms, security arrangements (if any), and the rights and obligations of all parties involved. It provides a comprehensive framework for managing the loan relationship while ensuring compliance with Malaysian banking and financial regulations.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Conditional Loan Agreement

Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc

What is a Conditional Loan Agreement?

The Conditional Loan Agreement is a crucial financing document used in Malaysian business transactions where funding is provided subject to specific conditions being fulfilled. This agreement is particularly relevant when lenders require certain prerequisites to be met before funds are disbursed, such as security perfection, regulatory approvals, or specific business milestones. The document is structured to comply with Malaysian banking and financial services regulations, including the Financial Services Act 2013 and Central Bank guidelines. It typically includes detailed sections on conditions precedent, disbursement mechanics, representations and warranties, covenants, and events of default. The Conditional Loan Agreement is commonly used in project financing, property development, business expansion, and other scenarios where staged or conditional funding is appropriate. Its terms must be carefully drafted to ensure enforceability under Malaysian law while protecting the interests of all parties involved.

What sections should be included in a Conditional Loan Agreement?

1. Parties: Identification of the lender and borrower with full legal names and addresses

2. Background: Context of the loan agreement and brief description of the parties' intentions

3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement

4. Loan Amount and Purpose: Specification of the loan amount and its intended use

5. Conditions Precedent: Prerequisites that must be satisfied before the loan becomes available

6. Disbursement: Terms and procedures for disbursement of the loan

7. Interest and Fees: Interest rate, calculation method, and applicable fees

8. Repayment Terms: Schedule and method of repayment, including prepayment provisions

9. Representations and Warranties: Statements of fact and assurances given by the borrower

10. Borrower's Covenants: Ongoing obligations and restrictions on the borrower

11. Events of Default: Circumstances that constitute default and consequences

12. Remedies: Lender's rights and remedies upon default

13. Notices: Process for formal communications between parties

14. General Provisions: Standard contract clauses including governing law, assignment, and amendments

What sections are optional to include in a Conditional Loan Agreement?

1. Security: Required if the loan is secured by collateral or assets

2. Guarantee: Required if there are third-party guarantors for the loan

3. Insurance: Required if specific insurance coverage is mandated

4. Special Conditions: For any unique requirements or conditions specific to the loan purpose

5. Multiple Disbursement Provisions: Required for loans disbursed in tranches

6. Change of Circumstances: Provisions for dealing with material changes affecting the loan

7. Tax Provisions: Detailed tax implications and responsibilities if significant tax considerations exist

8. Assignment and Transfer: Detailed provisions if loan transfer rights are contemplated

What schedules should be included in a Conditional Loan Agreement?

1. Schedule 1 - Conditions Precedent Documents: List of required documents and conditions to be satisfied

2. Schedule 2 - Disbursement Request Form: Template for requesting loan disbursements

3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Schedule 4 - Security Details: Description of security or collateral if applicable

5. Schedule 5 - Fees and Charges: Detailed breakdown of all applicable fees and charges

6. Appendix A - Compliance Certificates: Forms for periodic compliance certification

7. Appendix B - Notice Forms: Template forms for various notices under the agreement

8. Appendix C - Calculation of Interest: Detailed methodology for interest calculation

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Malaysia

Publisher

Genie AI

Document Type

Financing Agreement

Cost

Free to use
Relevant legal definitions
Relevant Industries

Banking

Financial Services

Real Estate

Construction

Manufacturing

Agriculture

Technology

Infrastructure

Energy

Healthcare

Education

Retail

Hospitality

Relevant Teams

Legal

Finance

Treasury

Compliance

Risk Management

Corporate Secretarial

Credit Administration

Business Development

Operations

Relevant Roles

Chief Financial Officer

Finance Director

Legal Counsel

Corporate Lawyer

Finance Manager

Treasury Manager

Credit Risk Manager

Compliance Officer

Company Secretary

Banking Relationship Manager

Loan Officer

Contract Administrator

Risk Assessment Officer

Financial Controller

Business Development Manager

Industries
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Financial Loan Agreement

Malaysian-law governed loan agreement establishing terms between lender and borrower, compliant with Malaysian financial regulations and banking requirements.

find out more

Hire Purchase Agreement For Motorcycle

A Malaysian law-governed agreement for motorcycle financing through installment payments, regulated under the Hire Purchase Act 1967.

find out more

Business Investment Loan Agreement

A Malaysian law-governed agreement establishing terms and conditions for a business investment loan between a lender and corporate borrower.

find out more

Pro Forma Loan Agreement

A comprehensive loan agreement template compliant with Malaysian banking and contract law, suitable for various lending transactions.

find out more

Private Lender Loan Agreement

A Malaysian law-governed loan agreement between private lenders and borrowers, establishing terms for lending, repayment, and security.

find out more

Loan Agreement Between Companies

A Malaysian law-governed loan agreement establishing terms for corporate lending between companies, including repayment and interest provisions.

find out more

Two Party Loan Agreement

A Malaysian law-governed agreement establishing terms and conditions for a loan between two parties, including loan amount, interest rates, and repayment obligations.

find out more

Master Securities Loan Agreement

A Malaysian law-governed agreement establishing terms for securities lending transactions between financial institutions, compliant with local securities regulations and market practices.

find out more

Co Financing Agreement

A Malaysian law-governed agreement establishing terms and conditions for multiple financial institutions to jointly provide financing facilities to a borrower.

find out more

Litigation Funding Agreement

A Malaysian law-governed agreement establishing terms for third-party funding of litigation or arbitration proceedings, including funding commitments and return structures.

find out more

Loan Facilitation Agreement

Malaysian law-governed agreement establishing terms for loan facilitation services between financial institutions and service providers.

find out more

Loan Participation Agreement

A Malaysian law-governed agreement establishing terms for the sale and purchase of participation interests in a loan facility between financial institutions.

find out more

Loan And Mortgage Agreement

A Malaysian law-governed agreement combining loan facilities with property mortgage security, detailing lending terms and security arrangements in compliance with local regulations.

find out more

Loan Agreement Deed

A Malaysian law-governed deed establishing a formal loan arrangement between parties, detailing loan terms, security, and enforcement mechanisms.

find out more

Hire Purchase Agreement For Car

A Malaysian law-governed agreement for vehicle financing through hire purchase arrangements, enabling structured payments while the finance company retains ownership until full payment.

find out more

Car Payment Takeover Agreement

Malaysian-law governed agreement for transferring vehicle payment obligations from an existing buyer to a new buyer, with financing institution consent.

find out more

Car Installment Contract

A Malaysian law-governed agreement for vehicle purchase through installment payments, setting out payment terms, ownership conditions, and parties' rights and obligations.

find out more

Vehicle Payment Plan Agreement

A Malaysian law-compliant agreement outlining terms and conditions for vehicle purchase through structured installment payments.

find out more

Undertaking Loan Agreement

A Malaysian law-governed agreement establishing loan terms between lender and borrower, including facility details, repayment obligations, and security arrangements.

find out more

Trade Finance Facility Agreement

A Malaysian law-governed agreement establishing trade finance facilities between a bank and corporate borrower, covering various trade finance products and compliance requirements.

find out more

Simple Unsecured Loan Agreement

A Malaysian law-governed agreement establishing terms for an unsecured loan between parties, detailing loan amount, interest, and repayment terms without requiring collateral.

find out more

Real Estate Loan Agreement

A Malaysian law-governed agreement establishing terms for a property-backed loan, including loan amount, interest, repayment terms, and security arrangements.

find out more

Project Finance Contract

A Malaysian law-governed agreement establishing terms for long-term project financing, including security arrangements and operational requirements.

find out more

Official Loan Agreement

A Malaysian-law governed agreement establishing formal lending terms between parties, compliant with local financial regulations and lending practices.

find out more

Mezzanine Loan Agreement

Malaysian law-governed agreement for mezzanine financing, combining debt and equity features with subordination to senior debt.

find out more

Master Loan Agreement

A Malaysian law-governed agreement establishing terms and conditions for multiple loans between a lender and borrower, compliant with Malaysian banking and financial services regulations.

find out more

Margin Loan Agreement

Malaysian law-governed agreement for margin lending facilities secured against securities, outlining lending terms and collateral requirements.

find out more

Loan Borrower Agreement

A Malaysian law-governed agreement establishing terms and conditions for lending arrangements between a lender and borrower, including loan terms, security, and enforcement provisions.

find out more

Installment Loan Agreement

A Malaysian law-governed agreement establishing terms for a loan repayable in scheduled installments, detailing amount, interest, repayment terms, and enforcement provisions.

find out more

Financing Contract Agreement

A Malaysian law-governed agreement establishing terms and conditions for financial facilities between lender and borrower, compliant with local banking regulations.

find out more

Financial Support Agreement

A Malaysian law-governed agreement establishing terms for financial support between parties, including payment terms and regulatory compliance requirements.

find out more

Financial Assistance Agreement

A Malaysian law-governed agreement establishing terms for financial assistance between a provider and recipient, including disbursement, repayment, and compliance requirements.

find out more

Financial Agreement Between Two Parties

Malaysian law-governed financial agreement template establishing terms and conditions for financial arrangements between two parties.

find out more

Equipment Lease Purchase Option

Malaysian law-governed agreement for equipment leasing with a purchase option, defining lease terms, maintenance obligations, and purchase conditions.

find out more

Car Installment Agreement

A Malaysian law-compliant agreement for vehicle purchase through installment payments, detailing financial terms, ownership rights, and obligations between parties.

find out more

Car Finance Contract

A Malaysian law-governed agreement for vehicle financing between a financial institution and purchaser, establishing terms for vehicle purchase, payment, and ownership.

find out more

Business To Business Loan Agreement

A Malaysian law-governed agreement establishing terms for a business loan between companies, including loan amount, interest, repayment terms, and security arrangements.

find out more

Business Loan Contract

A Malaysian law-governed agreement establishing terms and conditions for a business loan between a financial institution and commercial borrower.

find out more

Bridge Facility Agreement

A Malaysian law-governed agreement for temporary financing that bridges the gap between immediate capital needs and permanent financing arrangements.

find out more

Basic Loan Agreement Between Friends

A Malaysian law-governed loan agreement template for friendly lending arrangements, providing essential legal protections while maintaining informality.

find out more
See more related templates

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it

2 Docs LeftAccess Now