1. Security: Required when the loan is secured by assets or guarantees

2. Guarantee: Include when there are third-party guarantors for the loan

3. Insurance: Required when specific insurance coverage must be maintained

4. Special Conditions: Used when there are unique terms specific to this loan arrangement

5. Multiple Borrowers: Include when there is more than one borrower to address joint and several liability

6. Assignment and Transfer: Include when either party needs the right to assign the loan

7. Financial Covenants: Required for business loans with ongoing financial performance requirements

8. Set-off Rights: Include when the lender requires the right to set off against other accounts

1. Schedule 1 - Loan Details: Contains key commercial terms including loan amount, interest rate, and payment dates

2. Schedule 2 - Conditions Precedent: Detailed list of all documents and conditions required before drawdown

3. Schedule 3 - Drawdown Notice: Template form for requesting loan disbursement

4. Schedule 4 - Repayment Schedule: Detailed amortization table or repayment terms

5. Schedule 5 - Security Details: Description of any security assets and their agreed value

6. Schedule 6 - Fees and Charges: Comprehensive list of all applicable fees and charges

7. Appendix A - Compliance Certificate: Template for periodic compliance certification if required

8. Appendix B - Financial Covenant Calculations: Format for calculating and reporting financial covenants