1. Security: Required if the loan is secured by collateral or guarantees

2. Tax Provisions: Detailed tax clauses needed for cross-border loans or specific tax arrangements

3. Insurance Requirements: Needed when specific insurance coverage is required for the loan

4. Financial Covenants: Include for corporate borrowers where financial ratios must be maintained

5. Subordination: Required when the loan needs to be subordinated to other debt

6. Currency Provisions: Needed for loans involving multiple currencies

7. Costs and Expenses: Detailed provisions about transaction costs, to be included for complex loans

8. Regulatory Compliance: Special provisions needed for regulated borrowers or lenders

1. Schedule 1 - Conditions Precedent Documents: List of all documents and conditions required before loan availability

2. Schedule 2 - Form of Drawdown Request: Template for the Borrower to request loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Schedule 4 - Security Documents: List and copies of security documents if loan is secured

5. Schedule 5 - Financial Covenants Calculations: Formulas and methods for calculating financial covenants

6. Appendix A - Fees and Costs: Detailed breakdown of all fees, costs and charges

7. Appendix B - Contact Details: Complete contact information for all parties and their representatives

8. Appendix C - Special Conditions: Any special or unique conditions applicable to the specific loan