1. Guarantor Provisions: Required when a third party guarantees the loan obligations

2. Early Repayment: Include when early repayment is permitted, specifying any penalties or calculations

3. Draw Down Conditions: Necessary for loans with multiple draw-down periods or conditions

4. Insurance Requirements: Include when specific insurance coverage is required for the loan

5. Special Conditions: For any unique terms specific to the particular loan arrangement

6. Financial Covenants: Include for business loans requiring ongoing financial performance metrics

7. Cross-Default Provisions: Required when the loan is part of a larger financing arrangement

8. Change of Control: Include for business loans where borrower ownership stability is important

1. Schedule 1 - Loan Details: Contains specific loan terms including amount, interest rate, and payment schedule

2. Schedule 2 - Repayment Schedule: Detailed amortization table showing payment dates and amounts

3. Schedule 3 - Security Details: Specific description of any security or collateral provided

4. Schedule 4 - Conditions Precedent: List of conditions that must be satisfied before loan disbursement

5. Schedule 5 - Fee Schedule: Detailed breakdown of all applicable fees and charges

6. Appendix A - Form of Draw Down Notice: Standard form for requesting loan disbursements

7. Appendix B - Form of Compliance Certificate: Template for periodic compliance reporting if required

8. Appendix C - Direct Debit Authority: Standard form for automatic payment authorization