The Company Loan Agreement is a crucial financial instrument used when a company seeks to obtain debt financing from a financial institution in Malaysia. This document is essential for both secured and unsecured corporate lending transactions, establishing the legal framework for the borrowing arrangement. It must comply with Malaysian banking and corporate laws, including the Companies Act 2016 and Financial Services Act 2013. The agreement typically covers loan amount, interest calculations, repayment schedules, security arrangements, financial covenants, and default provisions. It's commonly used for various corporate purposes including working capital, expansion, asset acquisition, or refinancing existing debt. The document requires careful consideration of both parties' interests and must incorporate appropriate safeguards and compliance mechanisms as required under Malaysian law.

1. Parties: Identifies the lender and borrower with their full corporate details

2. Background: Sets out the context of the loan and the parties' intention to enter into the agreement

3. Definitions and Interpretation: Defines key terms used throughout the agreement and establishes interpretation rules

4. The Loan: Details the principal amount, purpose, and drawdown conditions

5. Interest: Specifies interest rate, calculation method, and payment schedule

6. Repayment: Sets out repayment terms, schedule, and prepayment provisions

7. Conditions Precedent: Lists conditions that must be satisfied before loan disbursement

8. Representations and Warranties: Statements of fact made by the borrower about its status and capacity

9. Covenants: Positive and negative obligations of the borrower during the loan term

10. Events of Default: Circumstances that would trigger default and lender's remedies

11. Security: Overview of security arrangements for the loan

12. Notices: Process for formal communications between parties

13. Assignment and Transfer: Rules regarding transfer of rights and obligations

14. General Provisions: Standard boilerplate clauses including governing law and jurisdiction

15. Execution: Signature blocks and execution formalities