1. Guarantees: Required when there are third-party guarantors for the loan

2. Security Trustee Provisions: Needed for syndicated loans or multiple lenders

3. Islamic Banking Provisions: Required when the loan needs to be Shariah-compliant

4. Cross-Default Provisions: Used when the borrower has multiple facilities with the lender

5. Currency Provisions: Required for loans involving foreign currency

6. Tax Provisions: Detailed tax clauses needed for complex corporate loans or cross-border transactions

7. Assignment and Transfer: Required when loan transferability is contemplated

8. Force Majeure: Optional provisions for unforeseen circumstances affecting asset usage or loan servicing

1. Schedule 1 - Asset Details: Detailed description and valuation of the secured assets

2. Schedule 2 - Repayment Schedule: Detailed payment dates and amounts

3. Schedule 3 - Conditions Precedent Documents: List of required documents and conditions

4. Schedule 4 - Form of Drawdown Notice: Template for requesting loan disbursements

5. Schedule 5 - Insurance Requirements: Specific insurance requirements for the secured assets

6. Schedule 6 - Security Documents: List and copies of all security documentation

7. Schedule 7 - Fees and Charges: Detailed breakdown of all applicable fees and charges

8. Appendix A - Valuation Report: Independent valuation of the secured assets

9. Appendix B - Asset Registration Documents: Copies of asset ownership and registration documents