Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework for financial activities including lending

Consumer Credit Act 1974: Regulates credit agreements with consumers, including mandatory terms and consumer protections in lending arrangements

Law of Property Act 1925: Fundamental legislation governing real property rights and security interests in England and Wales

Companies Act 2006: Primary legislation governing company operations, including registration of charges and corporate borrowing

Sale of Goods Act 1979: Legislation governing the sale of goods, relevant for inventory-based lending and asset-based finance

FCA Handbook: Regulatory guidelines including CONC (Consumer Credit sourcebook) containing detailed rules for credit-related regulated activities

UK Money Laundering Regulations 2017: Regulations requiring due diligence and verification procedures in financial transactions

Financial Collateral Arrangements (No.2) Regulations 2003: Regulations governing financial collateral arrangements and enforcement rights

Bills of Sale Acts 1878 and 1882: Historic legislation governing security over personal chattels, relevant for certain types of asset-based lending

Land Registration Act 2002: Legislation governing the registration of interests in land, relevant when real property forms part of the security package

Unfair Contract Terms Act 1977: Controls unfair terms in business contracts and limits ability to exclude certain liabilities

Consumer Rights Act 2015: Modern legislation protecting consumer rights, including unfair terms in consumer contracts

Enterprise Act 2002: Contains provisions regarding enforcement of security and insolvency proceedings

Insolvency Act 1986: Primary legislation governing corporate insolvency and security enforcement in insolvency scenarios

Small Business, Enterprise and Employment Act 2015: Legislation affecting lending to small businesses and related regulatory requirements

LMA Guidelines: Loan Market Association standards and recommended forms for loan documentation

ABFA Standards: Asset Based Finance Association industry standards and best practices for asset-based lending