Banking Act (Cap. 19): Primary legislation that regulates banking business and lending activities in Singapore, setting requirements for licensed banks and financial institutions

Securities and Futures Act (Cap. 289): Governs securities-based lending and creation of security interests in financial assets, particularly relevant if the assets used as security are securities or financial instruments

Companies Act (Cap. 50): Contains provisions relating to company charges, registration requirements, corporate borrowing and creation of security interests

Personal Property Securities Act: Regulates security interests in personal property and establishes registration requirements for such security interests

Moneylenders Act (Cap. 188): Governs moneylending activities, including licensing requirements and interest rate restrictions for non-bank lenders

Consumer Protection (Fair Trading) Act: Provides consumer protection measures and fair trading provisions, applicable if the borrower is a consumer

Contractual Rights of Third Parties Act: Affects provisions relating to third-party rights, assignment and transfer provisions in loan agreements

MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore covering credit practices, risk management, and collateral valuation standards

Credit Bureau Singapore Regulations: Guidelines governing credit reporting requirements and credit assessment standards

ACRA Registration Requirements: Requirements set by the Accounting and Corporate Regulatory Authority for registration of charges and security interests

Stamp Duties Act: Governs the stamp duties applicable to loan documents and security instruments

Common Law Principles on Unfair Contract Terms: Legal principles and statutory provisions that protect against unfair terms in contracts, ensuring fairness and reasonableness