1. Security Arrangements: Required if the loan is secured by collateral or guarantees

2. Insurance Requirements: Include if specific insurance coverage is required for security or borrowers

3. Special Repayment Provisions: Used when there are specific repayment arrangements or conditions

4. Change in Circumstances: Include for longer-term loans to address potential changes in law or market conditions

5. Assignment and Transfer: Required if the loan may be assigned or transferred by either party

6. Islamic Banking Provisions: Include if the loan needs to comply with Shariah principles

7. Cross-Default Provisions: Include if there are other related facilities or loans

8. Currency Provisions: Required if the loan involves multiple currencies

1. Schedule 1 - Loan Details: Details of loan amount, interest rate, tenure, and repayment schedule

2. Schedule 2 - Conditions Precedent: List of documents and conditions required before loan disbursement

3. Schedule 3 - Drawdown Notice: Form of drawdown notice to be used by borrowers

4. Schedule 4 - Security Details: Description of any security or collateral provided

5. Schedule 5 - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts

6. Appendix A - Form of Notices: Standard forms for various notices under the agreement

7. Appendix B - Fee Schedule: Detailed breakdown of all applicable fees and charges

8. Appendix C - Compliance Documents: List of required compliance and regulatory documents