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1. Parties: Identification of all parties to the agreement, including borrowers, guarantors, lenders, and agents
2. Background: Context of the transaction and relationship between the parties
3. Definitions and Interpretation: Comprehensive definitions of terms used throughout the agreement and interpretation rules
4. The Facilities: Overview of all facilities covered by the common terms
5. Conditions Precedent: Conditions that must be satisfied before the facilities become available
6. Representations and Warranties: Standard representations and warranties given by the borrower and guarantors
7. Covenants: Financial and non-financial undertakings, including information covenants
8. Events of Default: Circumstances constituting default and their consequences
9. Changes to Parties: Provisions regarding transfers, assignments, and changes to the parties
10. Administration: Role and duties of the facility agent and other administrative matters
11. Payments: Payment mechanics, currency provisions, and set-off rights
12. Decision Making: Majority lender decisions and voting mechanisms
13. Notices: Communication methods and contact details
14. General Provisions: Boilerplate clauses including amendments, waivers, severability
15. Governing Law and Jurisdiction: Choice of law and jurisdiction for dispute resolution
1. Accordion Facility: Optional section for provisions allowing the increase of facility amounts
2. Multiple Currencies: Detailed provisions for handling multiple currencies when the facility is multi-currency
3. Islamic Financing Provisions: Special provisions for Shariah-compliant facilities when Islamic financing is involved
4. Security Sharing: Provisions for sharing security among different classes of creditors if applicable
5. Intercreditor Provisions: Provisions governing the relationship between different classes of creditors if not covered in a separate agreement
6. Tax Gross-Up and Indemnities: Detailed tax provisions when cross-border elements exist
7. Increased Costs: Provisions for dealing with regulatory changes affecting lenders' costs
8. Market Disruption: Provisions dealing with market disruption events affecting interest rates
1. Lenders and Commitments: List of lenders and their respective commitments under each facility
2. Conditions Precedent Documents: Detailed list of required conditions precedent documents
3. Form of Transfer Certificate: Standard form for transferring commitments between lenders
4. Form of Accession Deed: Standard form for new parties joining the agreement
5. Form of Compliance Certificate: Template for periodic compliance certification
6. Financial Covenants Calculations: Detailed methodology for calculating financial covenants
7. Form of Utilization Request: Standard form for requesting drawdowns
8. Existing Security: List of existing security interests if applicable
9. Group Structure Chart: Corporate structure of the borrower group
10. Forms of Notices: Standard forms for various notices required under the agreement
Account Bank
Additional Borrower
Additional Guarantor
Affiliate
Agent
Authorisation
Available Commitment
Available Facility
Bank Negara Malaysia
Banking Day
Borrower
Break Costs
Business Day
Commitment
Compliance Certificate
Confidential Information
Default
Default Rate
Delegate
Disruption Event
Environment
Environmental Law
Event of Default
Facility
Facility Agent
Facility Agreement
Facility Office
Fee Letter
Finance Document
Finance Party
Financial Indebtedness
Financial Statements
Group
Guarantor
Holding Company
Interest Period
Interest Rate
Legal Reservation
Lender
Loan
Majority Lenders
Malaysian Ringgit
Margin
Material Adverse Effect
Month
Original Borrower
Original Guarantor
Original Lender
Party
Permitted Security Interest
Potential Event of Default
Quotation Day
Reference Banks
Repeating Representations
Representative
Security
Security Agent
Security Document
Security Interest
Specified Time
Subsidiary
Tax
Total Commitments
Transfer Certificate
Transfer Date
Unpaid Sum
Utilisation
Utilisation Date
Utilisation Request
Facilities
Purpose
Conditions Precedent
Utilisation
Repayment
Prepayment
Interest
Fees
Tax Gross-Up
Increased Costs
Representations
Information Covenants
Financial Covenants
General Covenants
Events of Default
Security
Guarantee
Payment Mechanics
Set-Off
Administration
Sharing Provisions
Agency
Assignments and Transfers
Amendments and Waivers
Confidentiality
Notices
Calculations
Partial Invalidity
Remedies and Waivers
Counterparts
Language
Governing Law
Enforcement
Jurisdiction
Banking
Financial Services
Infrastructure
Real Estate
Energy
Manufacturing
Telecommunications
Mining
Oil and Gas
Transportation
Healthcare
Agriculture
Construction
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Banking
Credit
Syndications
Transaction Management
Project Finance
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Compliance Officer
Banking Relationship Manager
Syndication Manager
Credit Risk Manager
Transaction Manager
Finance Manager
Corporate Secretary
Investment Banker
Debt Capital Markets Officer
Project Finance Manager
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