1. Syndication Provisions: Include when multiple lenders are involved or if syndication is contemplated

2. Guarantee: Include when a third party is guaranteeing the loan

3. Insurance: Include when specific insurance requirements are needed for the security

4. Assignment and Transfer: Include when the loan may be transferred or assigned to other parties

5. Step-In Rights: Include for project financing where lender may need to take control

6. Cross Default: Include when default under other specified agreements should trigger default under this loan

7. Financial Covenants: Include when specific financial ratios or conditions must be maintained

8. Change of Control: Include when borrower's ownership structure is critical to the loan

1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rates, and payment schedule

2. Schedule 2 - Security Details: Comprehensive description of all security/collateral provided

3. Schedule 3 - Conditions Precedent Documents: List of all documents required before loan disbursement

4. Schedule 4 - Form of Drawdown Notice: Template for requesting loan disbursements

5. Schedule 5 - Repayment Schedule: Detailed amortization schedule with payment dates and amounts

6. Schedule 6 - Security Documents: Forms of security documents to be executed

7. Appendix A - Compliance Certificate: Template for periodic compliance reporting

8. Appendix B - Financial Covenants Calculations: Format for calculating and reporting financial covenants