1. Insurance Requirements: Details mandatory insurance coverage for the vehicle - include if the lender requires specific insurance arrangements

2. Early Repayment: Terms for early loan repayment - include if early repayment is allowed and any associated penalties or benefits

3. Vehicle Usage Restrictions: Any restrictions on vehicle use or geographical limitations - include if the lender wants to impose specific usage conditions

4. Co-signer Provisions: Terms applying to any co-signer or guarantor - include if there is a third-party guarantee

5. Assignment: Whether and how the agreement can be assigned to other parties - include if either party wants the ability to transfer rights

6. Maintenance Requirements: Specific vehicle maintenance obligations - include if the lender wants to ensure proper vehicle maintenance

7. Death or Incapacity: Procedures in case of death or incapacity of either party - include for longer-term loans or where parties want this clarity

1. Schedule A - Repayment Schedule: Detailed amortization schedule showing all payments, interest, and principal balance

2. Schedule B - Vehicle Documentation: Copies of vehicle registration, insurance certificates, and photographs

3. Schedule C - Condition Report: Detailed report of the vehicle's condition at the time of the agreement

4. Appendix 1 - Payment Instructions: Detailed banking or payment method information

5. Appendix 2 - Vehicle Maintenance Requirements: If applicable, detailed maintenance schedule and requirements

6. Appendix 3 - Insurance Requirements: If applicable, detailed insurance coverage requirements and procedures