1. Guarantor Provisions: Required when a guarantor is providing additional security for the finance

2. Joint Borrowers: Required when multiple borrowers are jointly financing the vehicle

3. Business Use Provisions: Additional terms when vehicle is primarily for business rather than personal use

4. Balloon Payment Terms: Required when the finance structure includes a final balloon payment

5. Import Provisions: Required for newly imported vehicles not yet registered in Hong Kong

6. Special Purpose Vehicle Use: Additional terms for specialized vehicles like taxis or commercial vehicles

1. Schedule 1 - Vehicle Specification: Detailed technical specifications and condition report of the vehicle

2. Schedule 2 - Payment Schedule: Detailed breakdown of all payments including dates and amounts

3. Schedule 3 - Insurance Requirements: Specific insurance requirements and minimum coverage details

4. Schedule 4 - Warranty Details: Details of any warranty or service package included with the vehicle

5. Appendix A - Direct Debit Authorization: Form for setting up automatic payments

6. Appendix B - Personal Information Collection Statement: Required statement under Hong Kong's Personal Data (Privacy) Ordinance

7. Appendix C - Vehicle Handover Checklist: Document to be completed upon vehicle delivery