1. Security: Include when the facility is secured by collateral or guarantees

2. Financial Covenants: Include for corporate borrowers where specific financial metrics need to be maintained

3. Insurance: Include when specific insurance requirements are imposed on the Borrower

4. Additional Parties: Include when guarantors or security providers are involved

5. Set-off Rights: Include when the Lender requires explicit set-off rights against other accounts

6. Increased Costs and Tax Gross-up: Include for more sophisticated corporate facilities where tax and regulatory cost changes need to be addressed

1. Schedule 1 - Drawdown Notice Form: Standard form for the Borrower to request drawdowns under the facility

2. Schedule 2 - Conditions Precedent: List of documents and conditions to be satisfied before the facility becomes available

3. Schedule 3 - Repayment Schedule: If applicable, schedule of minimum repayment amounts and dates

4. Schedule 4 - Fee Schedule: Detailed breakdown of all applicable fees and charges

5. Schedule 5 - Security Documents: If applicable, list and copies of security documents

6. Appendix A - Calculation of Interest: Detailed explanation of interest calculation methods and examples