Consumer Credit Act 1974: Primary legislation regulating credit agreements, including documentation requirements, consumer protection provisions, and licensing requirements for credit providers

Consumer Rights Act 2015: Governs consumer rights including quality of goods requirements, fitness for purpose, consumer remedies, and protection against unfair contract terms

Sale of Goods Act 1979: Covers title and ownership transfer, conditions and warranties, and fundamental rights and obligations of parties in goods sales

Financial Services and Markets Act 2000: Establishes regulatory framework for financial services and requirements for regulated activities in financial transactions

Vehicle Excise and Registration Act 1994: Specifies requirements for vehicle registration and transfer of ownership documentation

Misrepresentation Act 1967: Provides protection against false statements and remedies for misrepresentation in contracts

Unfair Contract Terms Act 1977: Sets limitations on exclusion clauses and establishes reasonableness requirements in contracts

Financial Conduct Authority (FCA) Regulations: Outlines compliance requirements with FCA rules and consumer credit regulations for financial services