Bills of Exchange Act 1882: Primary legislation defining promissory notes and their requirements, setting out the legal framework for negotiable instruments

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections, applicable if the note involves consumer lending

Financial Services and Markets Act 2000: Regulates financial services and markets, relevant if the note is part of a regulated financial activity

Limitation Act 1980: Sets time limits for bringing claims and defines relevant enforcement periods for legal actions

Contract Law Principles: Common law principles covering offer, acceptance, consideration, intention to create legal relations, and capacity to contract

FCA Regulations: Financial Conduct Authority regulations applicable if the lending falls within regulated activities

Money Laundering Regulations 2017: Anti-money laundering regulations that may be applicable depending on the transaction context

Unfair Contract Terms Act 1977: Ensures that contractual terms are fair and reasonable in commercial and consumer contracts

Financial Services (Distance Marketing) Regulations 2004: Regulations applicable if the agreement is made remotely between parties