A Revolving Credit Agreement is commonly used when businesses need flexible access to working capital or require ongoing funding for operational needs. This agreement type, governed by English and Welsh law, provides borrowers with the ability to draw down funds up to a predetermined limit, repay, and then re-borrow as needed. The document typically includes detailed provisions on facility mechanics, conditions for drawdown, interest calculations, representations and warranties, and both financial and non-financial covenants. It must comply with UK banking regulations, including FCA requirements and the Financial Services and Markets Act 2000.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Parties: Identification of lender(s) and borrower(s)
2. Background: Context and purpose of the facility
3. Definitions: Key terms used throughout the agreement
4. The Facility: Terms of the revolving credit facility including amount, purpose, and availability
5. Conditions Precedent: Conditions that must be satisfied before drawdown
6. Interest and Fees: Interest calculation, payment terms, and applicable fees
7. Repayment: Terms for repayment of drawings
8. Representations and Warranties: Statements of fact and assurances given by the borrower
9. Covenants: Ongoing obligations of the borrower
1. Security: Terms of any security arrangements (include when facility is secured)
2. Guarantees: Terms of any guarantees provided (include when third-party guarantees are required)
3. Syndication Provisions: Terms governing multiple lenders (include for syndicated facilities)
1. Form of Drawdown Request: Standard form for requesting drawings under the facility
2. Conditions Precedent Documents: List of required documents and conditions
3. Form of Transfer Certificate: Standard form for transferring commitments between lenders
4. Repayment Schedule: Schedule of repayment dates and amounts (if applicable)
5. Fee Schedule: Detailed breakdown of applicable fees
Find the exact document you need
Take Over Car Loan Payments Contract
An England and Wales agreement enabling the transfer of car loan payment obligations between parties, ensuring regulatory compliance and defining payment terms.
Download
Agreement Between Co Signer And Borrower
An English law agreement defining the legal relationship and obligations between a co-signer and borrower for a loan guarantee.
Download
Personal Line Of Credit Agreement
An English law agreement establishing a revolving credit facility between a lender and individual borrower, compliant with UK consumer credit regulations.
Download
Family Member Promissory Note
A legally binding document under English and Welsh law that records and formalizes a loan agreement between family members.
Download
OverLoan Agreement
A legally binding agreement under English and Welsh law establishing terms for an overdraft facility between a lender and borrower.
Download
Employee Computer Loan Agreement
An England and Wales-governed agreement setting out terms for employee computer loans, including repayment and usage conditions.
Download
Acknowledgement Of Debt Agreement
A legal document under English and Welsh law where a debtor formally acknowledges their debt obligation and agrees to specific repayment terms.
Download
Director Loan To Company Agreement
A legally binding agreement under English and Welsh law that documents the terms of a loan from a director to their company.
Download
Commercial Real Estate Loan Term Sheet
A template document under English and Welsh law outlining key terms and conditions for commercial real estate financing arrangements.
Download
Demand Loan
A template for establishing terms of an on-demand loan under English and Welsh law, allowing the lender to request repayment at any time.
Download
Balloon Loan Agreement
A template agreement under English and Welsh law for loans with a substantial final payment (balloon payment), setting out terms, schedules, and security arrangements.
Download
Simple Intercompany Loan Agreement
A standardized agreement template for intercompany loans under English and Welsh law, setting out key terms for intra-group lending.
Download
Home Equity Loan Agreement
An English law agreement documenting terms for a loan secured against property equity, compliant with UK financial regulations.
Download
OverAgreement
A contract governed by English and Welsh law establishing terms for a bank overdraft facility, including limits, rates, and repayment conditions.
Download
Credit Terms Agreement
A standardized agreement template under English and Welsh law that establishes terms and conditions for extending credit between parties.
Download
Subordinated Loan Agreement
An English law agreement establishing terms for a loan that ranks junior to other debt obligations.
Download
Simple Loan Application Form
A standardized loan application form template compliant with English and Welsh law, used for capturing borrower information and loan requirements.
Download
Private Lending Term Sheet
A template document under English and Welsh law that outlines the key terms and conditions for a private lending arrangement.
Download
Personal Loan Receipt
A legal document under English and Welsh law acknowledging a personal loan between parties, including loan amount and repayment terms.
Download
Payday Loan Contract
An FCA-compliant payday loan agreement template for use in England and Wales, establishing terms for short-term consumer credit.
Download
Money Agreement Between Two Parties
A legal agreement under English and Welsh law that documents the terms and conditions of a money lending arrangement between two parties.
Download
Loan Note
An English law template document evidencing debt obligations and repayment terms between a lender and borrower.
Download
Loan Guarantee
An English law template for creating legally binding guarantees for loan obligations, setting out terms between guarantor, lender, and borrower.
Download
Loan Agreement With Guarantor
An English and Welsh law-governed agreement establishing loan terms between lender and borrower, secured by a guarantor's commitment.
Download
Investment Loan Contract
A template agreement for investment lending transactions under English and Welsh law, establishing terms for loan facilities and security arrangements.
Download
Facility Agreement
An English law-governed agreement setting out terms and conditions for provision of loan facilities between lender(s) and borrower(s).
Download
Car Payment Plan Agreement
An English and Welsh law-compliant agreement setting out terms for vehicle financing through structured payments.
Download
Borrowing Form
A standardized lending agreement template under English and Welsh law, establishing terms and conditions for borrowing arrangements.
Download
Employee Forgivable Loan Agreement
An English law agreement establishing terms for an employer-provided forgivable loan, including forgiveness conditions and repayment terms.
Download
Employee Cash Advance Agreement
An England and Wales-governed agreement establishing terms for employee wage advances and repayment through payroll deductions.
Download
Device Loan Agreement
An English law agreement setting out terms for temporary device loans between parties.
Download
Loan Forgiveness Agreement
An English law agreement that formally releases a borrower from their obligation to repay all or part of a loan.
Download
Undertaking Loan Agreement
An England & Wales legal document outlining formal loan terms and obligations between lender and borrower.
Download
Solicitor Loan Agreement
An England & Wales legal document detailing solicitor-client credit terms and compliance with SRA requirements.
Download
Securities Lending Agreement
An England & Wales legal document facilitating temporary securities transfer while maintaining original ownership rights.
Download
Rent Agreement For Personal Loan
An England & Wales legal document outlining terms for personal loan agreements and ensuring compliance with financial regulations.
Download
Rent Agreement For Loan
An England & Wales agreement combining rental and loan elements for asset access without full purchase.
Download
Private Car Sale Loan Agreement
An England & Wales agreement documenting private vehicle sale financing terms between lender and borrower.
Download
Parent Loan Agreement
An England & Wales legal document formalizing parental financial support terms and conditions for significant loans or investments.
Download
Mortgage Sales Contract
An England & Wales contract governing the transfer and securitization of mortgage portfolios, ensuring regulatory compliance.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)