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1. Parties: Details of lender and borrower
2. Background: Context of the loan and property details
3. Definitions: Key terms used throughout the document
4. Loan Amount and Purpose: Specifics of the loan amount and its intended use
5. Interest Rate and Calculations: Interest rate details and calculation methodology
6. Repayment Terms: Schedule and method of repayment
7. Security: Details of property or other assets securing the loan
8. Events of Default: Circumstances constituting default and consequences
1. Early Repayment Provisions: Terms for early repayment, applicable when early repayment is permitted
2. Guarantor Provisions: Terms relating to guarantors, used when loan is guaranteed by third party
3. Interest Step-Up Provisions: Terms for increasing interest rates under certain conditions, applicable for variable interest rates
1. Property Description Schedule: Detailed description of the secured property
2. Repayment Schedule: Detailed payment schedule including dates and amounts
3. Security Documents: Copies of related security documents
4. Property Valuation Report: Independent valuation of the secured property
5. Notice Provisions: Contact details and methods for formal notices
Agreement
Borrower
Business Day
Charged Property
Completion Date
Default Interest Rate
Event of Default
Facility
Finance Documents
Interest Payment Date
Interest Period
Interest Rate
Law
Legal Charge
Lender
Loan
Loan Amount
Material Adverse Effect
Maturity Date
Outstanding Amount
Property
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Tax
Term
Title Documents
Transaction Documents
Valuation
VAT
Working Day
Interest
Repayment
Security
Representations and Warranties
Covenants
Property Maintenance
Insurance
Events of Default
Acceleration
Assignment and Transfer
Security Enforcement
Costs and Expenses
Taxes
Notices
Governing Law
Jurisdiction
Amendments and Waivers
Severability
Entire Agreement
Counterparts
Force Majeure
Set-off Rights
Confidentiality
Further Assurance
Property Valuation
Due Diligence
Environmental Compliance
Planning and Zoning
Title Covenants
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